Oikonomia : Journal of Management Economics and Accounting
Vol. 2 No. 3 (2025): Oikonomia - May

Digitalization of Sharia Economy: Welcoming a New Era of Modern Economy

Moch. Khoirul Faizin (STAI Sangatta, Kalimantan Timur)
Wahyudin Rahman (Universitas Muhammadiyah Luwuk)
Edy Setiawan (Universitas Kutai Kartanegara, Kalimantan Timur)



Article Info

Publish Date
31 May 2025

Abstract

various economic sectors, including the sharia economy. This article discusses the process of digitalization in the sharia economy and its implications in welcoming the new era of the modern economy. This study aims to identify how digital transformation can strengthen the sharia economic system through financial technology innovation (sharia fintech), halal-based digital platforms, and online integration of sharia payment systems. The method used in this study is a descriptive qualitative study through literature analysis and secondary data. The results of the study indicate that digitalization has the potential to expand sharia financial inclusion, increase service efficiency, and strengthen transparency and consumer trust in Islamic economic principles. However, challenges such as digital literacy, regulation, and compliance with sharia principles are still major obstacles. Therefore, synergy between regulators, industry players, and academics is needed to ensure that digitalization is in line with the maqashid sharia and is able to encourage sustainable sharia economic growth.

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Journal Info

Abbrev

oikonomia

Publisher

Subject

Economics, Econometrics & Finance

Description

Oikonomia Journal: Journal of Management Economics and Accounting publishes conceptual, review and research papers related to business and economics. Oikonomia: Journal of Management Economics and Accounting has a focus and scope that includes: Economics Management Accounting Finance Business ...