Journal of Management Economics and Financial Accounting
Vol. 1 No. 1 (2025): June : Journal of Management Economics and Financial Accounting (JOMEFA)

Digital Transformation of Islamic Banks through E-Business to Support Green Banking Principles

Dea Riyanti Paramitha (Jenderal Soedirman University)
Muhamad Iqbal Fasa (Jenderal Soedirman University)



Article Info

Publish Date
09 Jun 2025

Abstract

The digital transformation of Islamic banking through e-business has become a key strategy for enhancing operational efficiency and expanding financial service accessibility. Digitalization enables Islamic banks to adopt technologies such as mobile banking, artificial intelligence, and big data analytics to improve service quality and compliance with Sharia principles. Additionally, the Green Banking concept is reinforced through paper reduction, energy efficiency, and environmentally friendly investments. However, challenges such as regulations, infrastructure, and digital literacy remain significant obstacles. Therefore, solutions such as digital financial education, collaboration with Islamic fintech, and strengthening policies and digital security are needed to ensure the sustainability of this transformation. With the right strategies, the digitalization of Islamic banking can support sustainable economic growth while remaining aligned with Islamic principles.

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Journal Info

Abbrev

jomefa

Publisher

Subject

Economics, Econometrics & Finance

Description

Journal of Management Economics and Financial Accounting (JOMEFA) e-ISSN: 3110-4924, p-ISSN: 3110-5475 is an international journal published by CV. Denasya Smart Publisher. Journal of Management Economics and Financial Accounting (JOMEFA) accepts manuscripts based on empirical research findings, new ...