Jurnal Mahkota Bisnis (Makbis)
Vol 4 No 2 (2025): Jurnal Mahkota Bisnis (Makbis)

THE INFLUENCE OF SELF-EFFICACY, FINANCIAL MANAGEMENT, AND INVESTMENT KNOWLEDGE ON INVESTMENT INTEREST AMONG GENERATION Z STUDENTS AT UNIVERSITAS MAHKOTA TRICOM UNGGUL

Sinuhaji, Frans Gidion (Unknown)



Article Info

Publish Date
30 Dec 2025

Abstract

This study examines the influence of self-efficacy, financial (money) management, and investment knowledge on investment interest among Generation Z students at Universitas Mahkota Tricom Unggul. The research employs a quantitative approach using multiple linear regression analysis. The results of the F-test indicate that self-efficacy, money management, and investment knowledge simultaneously have a significant effect on students’ interest in investing (F = 15.520; Sig. = 0.000), confirming that the regression model is statistically fit. The coefficient of determination (R² = 0.445) shows that 44.5% of the variation in investment interest can be explained by the independent variables, while the remaining 55.5% is influenced by other factors outside the model. The Adjusted R Square value of 0.417 suggests good explanatory power. The Durbin–Watson value of 0.720 indicates no serious autocorrelation in the residuals. Overall, the findings highlight the importance of enhancing investment knowledge, financial management skills, and self-efficacy to increase investment interest among Generation Z students. These results provide practical implications for universities and policymakers in designing financial education and investment literacy programs.

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Journal Info

Abbrev

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Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Library & Information Science

Description

Jurnal MAKBIS memiliki ISSN 2830-2273. MAKBIS menyediakan sarana publikasi nasional bagi para peneliti baik profesional maupun akademisi pada bidang penelitian yang berhubungan dengan Manajemen Sumber Daya Manusia, E-Marketing, Kewirausahaan, Manajemen Keuangan, Bisnis Syariah. Jurnal MAKBIS ...