EkoBis ( Ekonomi & Bisnis )
Vol 27, No 1 (2026): JURNAL EKONOMI DAN BISNIS

Behavioral Management of Blockchain Technology for Indonesia MSMEs Managers

Mutamimah, Mutamimah (Unknown)
Aisyah, Nur (Unknown)
Diana, Diana (Unknown)
Wahana, Akbar Nuur Purnama Darma (Unknown)



Article Info

Publish Date
16 Feb 2026

Abstract

This research aims to test behavioral management for Indonesia MSMEs Manager on blockchain technology (BT), with digital financial literacy (DFL) as a moderating. Determinants of behavioral management as behavioural intention: perceived usefulness, perceived easy to use, social influence and responsiveness. The population in this research is all MSMEs in Indonesia dan sampling technique uses purposive sampling. Statistical analysis uses Moderated Regression Analysis. The research found that behavioural management  (1) perceived usefulness had a positive effect while perceived ease of use had a negative effect on the behavior intention of MSMEs in adopting (BT); (2) Social influence and responsiveness have no effect on MSMEs' behavioral intention in adopting BT; (3) DFL is able to strengthen the influence of perceived ease of use and social influence, but weakens the influence of perceived usefulness on the behavior intention of MSMEs in adopting BT; and (4) the behavior intention of MSMEs in adopting BT has a positive effect on actual use.

Copyrights © 2026






Journal Info

Abbrev

ekobis

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi dan Bisnis (EKOBIS) is published by the Department of Management, Faculty of Economics, Sultan Agung Islamic University (Unissula) on a regular basis (every six months). The purpose of this journal is to publish the results of research in the field of management which includes: - ...