Innovation, Technology, and Entrepreneurship Journal
Vol. 3 No. 1 (2026)

Advancing Indonesia's UMKM: From Survival to Scalable Innovation

Setiawan, Agus (Unknown)

Article Info

Publish Date
28 Feb 2026

Abstract

This editorial argues that Indonesia's UMKM sector conflates digitalization with advancement. Payment infrastructure has scaled fast: QRIS now covers most merchants nationwide and processes billions of transactions a year. Financial capability, market competence, operational maturity, and technology adoption stay uneven across the ecosystem. The editorial reviews 2026 conditions, where macro growth stays positive while individual businesses face tighter margins and more selective consumer spending. It proposes four capability pillars, financial and data discipline, market competence, operational maturity, and technology as an accelerator, and closes with a direct research agenda and practical guidance for UMKM owners.

Copyrights © 2026




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Journal Info
Innovation, Technology, and Entrepreneurship Journal
Website

Abbrev

ITEJ

Publisher

Universitas Muhammadiyah Magelang

Subject

Computer Science & IT Decision Sciences, Operations Research & Management Engineering Social Sciences

Description

Aims By adopting a multidisciplinary perspective on innovation, Technology and Entrepreneurship Journal (ITEJ) bridges the gap between scientific research, policy-making and practice by providing a platform for visionary and pioneering research and thought leadership enabling the understanding of ...