<![CDATA[Poverty and economic inequality remain major challenges in many Muslim-majority countries, particularly among poor and vulnerable communities. Various Islamic social finance instruments such as Islamic microfinance, zakat, and waqf have significant potential to promote economic empowerment; however, their management is often partial and fragmented. This condition results in impacts that are not yet optimal and lack sustainability. This article aims to propose a conceptual model for integrating Islamic microfinance, zakat, and waqf as a strategy for sustainable community empowerment. The methodology employed consists of a literature review and conceptual analysis of Islamic economic theory and social finance practices. The main findings indicate that the integration of these three instruments can create synergy between social protection, productive financing, and asset sustainability.]]>
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