Didaktik : Jurnal Ilmiah PGSD STKIP Subang
Vol. 11 No. 04 (2025): Volume 11 No. 04 Desember 2025 In Press

PERANAN PEMBIAYAAN BAITUL MAL WAT (BMT) AGAM MADANI TERHADAP PERKEMBANGAN UMKM DI KENAGARIAN PAKAN SINAYAN

Syafira rahmi (Universitas Islam Negeri (UIN) Sjech M. Djamil Djambek Bukittinggi)
Santi Deswita (Universitas Islam Negeri (UIN) Sjech M. Djamil Djambek Bukittinggi)
Awaluddin, Habibatur Ridhah (Universitas Islam Negeri (UIN) Sjech M. Djamil Djambek Bukittinggi)



Article Info

Publish Date
20 Oct 2025

Abstract

Due to the high interest rates and pressing requirements, lower-class people still have trouble accessing banking institutions, especially Islamic banking, and raising their business capital by taking out loans from loan sharks. Low-quality human resources and capital stock are the issues MSMEs face. Finding out how BMT Agam Madani finance contributes to the growth of MSMEs in Kenagarian Pakan Sinayan is the goal of this study. The approach is qualitative descriptive, specifically utilising documentation and interviewing approaches. The results of the study indicate that BMT Agam Madani has played a role in the development of MSMEs by providing capital financing and providing guidance to customers. Although there are still challenges in the development of mico business such as the existence of congestion in payments and the lack of public knowledge in transactions. The conclusion of this study is the importance of BMT Agam Madani providing guidance to MSMEs in order to smooth financing payments and facilitate the business being run.

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Journal Info

Abbrev

didaktik

Publisher

Subject

Education

Description

Didaktik : Jurnal Ilmiah PGSD STKIP Subang adalah salah satu jurnal yang dterbitkan oleh STKIP Subang, jurnal ini mempunyai bidang cakupan yaitu Penelitian Pendidikan. Terbit pada bulan Juni dan Desember setiap tahunnya. Didaktik : Jurnal Ilmiah PGSD STKIP Subang melalui proses review oleh dua ...