Didaktik : Jurnal Ilmiah PGSD STKIP Subang
Vol. 11 No. 04 (2025): Volume 11 No. 04 Desember 2025 In Press

KONSEP PEMBIAYAAN DI BANK SYARIAH

Rahmawati Aprilia Astuti (Universitas Muhammadiyah Prof. Dr. Hamka)
Anggito Abimanyu (Universitas Muhammadiyah Prof. Dr. Hamka)
Farhat Diva Pangestu (Universitas Muhammadiyah Prof. Dr. Hamka)



Article Info

Publish Date
17 Nov 2025

Abstract

Financing in Islamic banking represents the process of channeling funds to the public based on Islamicprinciples. This activity not only aims to generate financial returns but also emphasizes justice, transparency,and social responsibility. This article discusses the definition, function, legal foundation, and implementationprocess of financing in Islamic banking. Using a qualitative approach through literature studies fromvarious academic journals, the discussion reveals that Islamic financing fundamentally differs from conventional credit because it eliminates interest and replaces it with partnership-based schemes such asprofit-sharing, sale- based, or lease-based contracts. Islamic financing plays a vital role in promoting equitable economic growth through lawful and productive business activities that align with the values ofsharia

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Journal Info

Abbrev

didaktik

Publisher

Subject

Education

Description

Didaktik : Jurnal Ilmiah PGSD STKIP Subang adalah salah satu jurnal yang dterbitkan oleh STKIP Subang, jurnal ini mempunyai bidang cakupan yaitu Penelitian Pendidikan. Terbit pada bulan Juni dan Desember setiap tahunnya. Didaktik : Jurnal Ilmiah PGSD STKIP Subang melalui proses review oleh dua ...