Jurnal Ekonomi Syariah
Vol 5 No 01 (2026): Juni

Kerangka Integratif Etika Bisnis Syariah dalam Penilaian Kelayakan Usaha dan Mitigasi Risiko Kegagalan

Tahara Maharani (Unknown)



Article Info

Publish Date
15 Mar 2026

Abstract

Islamic business ethics place Islamic values such as trustworthiness (amanah), honesty, justice, and the prohibition of riba as the moral foundation in conducting business activities. This study is motivated by the high rate of business failures, particularly among micro, small, and medium enterprises (MSMEs), which are often caused by weak governance and low ethical integrity among entrepreneurs. The purpose of this research is to examine the role of Islamic business ethics in assessing business feasibility and to formulate failure mitigation strategies consistent with Sharia principles. This study employs a qualitative method with a library research approach, referring to primary sources such as the Qur’an, Hadith, and DSN-MUI fatwas, as well as secondary literature from national and international academic journals published between 2017 and 2025. Data were analyzed descriptively and analytically using content analysis to identify the relationship between Sharia ethical principles, business feasibility indicators, and risk mitigation strategies. The results show that Islamic business ethics serve as both a moral guideline and a practical mechanism for realizing fair, transparent, and accountable Islamic governance. The principles of tauhid, amanah, ihsan, and justice strengthen public trust, encourage profit-and-loss-sharing financing, and reduce the risk of business failure. The implications of this study emphasize that the implementation of Islamic business ethics not only enhances profitability but also ensures blessings (barakah) and business sustainability, thereby serving as a conceptual foundation for entrepreneurs, financial institutions, and regulators in building a resilient, competitive, and socially beneficial halal business ecosystem.

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Journal Info

Abbrev

al-hasyimiyiah

Publisher

Subject

Religion Economics, Econometrics & Finance Education Other

Description

the journal of sharia economics focuses on publishing research findings and scientific studies based on the principles of Islamic economics (Sharia), covering theories, practices, policies, and innovations in Sharia economics and finance at local, national, and global levels. This journal is ...