Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah
Vol. 6 No. 01 (2026): MAY

THE EFFECT OF SERVICE QUALITY AND PROMOTION ON THE DECISION TO BECOME A CUSTOMER WITH SATISFACTION AS AN INTERVENING VARIABLE AT BSI KCP MADIUN

Maulina, Latiffa Norria (Unknown)
Fitriani, Ajeng Pipit (Unknown)



Article Info

Publish Date
31 Mar 2026

Abstract

This study aims to analyze the effect of service quality and promotion on the decision to become a customer at Bank Syariah Indonesia KCP Madiun, with satisfaction as an intervening variable. This research uses a quantitative approach, which emphasizes numerical data measurement and statistical analysis to test hypotheses or answer research questions using a survey method, where data were collected through the distribution of questionnaires to 100 respondents who are customers of BSI KCP Madiun. Data analysis was conducted using multiple linear regression with the help of SPSS software. The analysis procedures include validity testing, reliability testing, classical assumption testing, t-test, F-test, and coefficient of determination (R²). The results show that service quality has a significant effect on the decision to become a customer as well as on satisfaction. On the other hand, promotion has a significant effect on the decision to become a customer but does not affect satisfaction. Furthermore, satisfaction has a significant effect on the decision to become a customer. However, satisfaction is able to mediate the relationship between service quality and the decision to become a customer, but it does not mediate the relationship between promotion and the decision to become a customer.

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Journal Info

Abbrev

ar-rihlah

Publisher

Subject

Economics, Econometrics & Finance Education

Description

Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah is an open access peer-reviewed online journal that provides a forum for sharing scientific studies on Islamic finance and banking. Editors welcome articles and research reports that address current issues such as: islamic finance, sharia business, ...