At-Thariqah Jurnal Ekonomi
Vol. 2 No. 1 (2022): At-Thariqah Jurnal Ekonomi

Peran Bmt Al-Hijrah Kota Sorong Dalam Meningkatkan Ekonomi Umkm di Masa Pandemi Covid-19

Abdul Zamal Nur (Institut Agama Islam Negeri Sorong)
Fatma Sari (Institut Agama Islam Negeri Sorong)
Nur Faizah (Institut Agama Islam Negeri Sorong)



Article Info

Publish Date
24 May 2022

Abstract

The Covid-19 pandemic has had a huge impact on the economy. One of the ways that Micro, Small and Medium Enterprises (MSMEs) do to improve their economy is by seeking capital loans for their businesses. The role of financial institutions is needed in this regard. Capital loans can be obtained by MSME actors through microfinance institutions which are now growing rapidly in Indonesia. one of them is through BMT which provides financing and assistance to MSME customers. The results in this study indicate that the financing for MSMEs in BMT Al-Hijrah includes mudharabah, musyarakah, murabahah, and ijarah financing. As for the role of BMT Al-Hijrah during the COVID-19 pandemic, namely, financing carried out by BMT Al-Hijrah, providing relief from delays in payment of financing customer deposits, and distributing business capital assistance from the West Papua Cooperatives and SMEs Service. Judging from the contribution of these roles, the benefits felt by BMT Al-Hijrah MSME customers are for additional capital, increasing the procurement of merchandise, and improving business premises, and the funds obtained are also for living necessities during the COVID-19 pandemic.

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Journal Info

Abbrev

At-Thariqah

Publisher

Subject

Decision Sciences, Operations Research & Management

Description

At-Thariqah: Jurnal Ekonomi (AJE) is a peer-reviewed journal. AJE invites academics, profesionals and researchers in the fields of economics, islamic economics, management science, accounting, islamic financial, entrepreneurship, Monetary, Financial Accounting, etc to contribute and developing the ...