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PENGARUH PENERAPAN ETIKA BISNIS ISLAM TERHADAP KINERJA USAHA MIKRO KECIL DAN MENENGAH Ekarina Katmas; Nur Faizah; Ayu Wulandari
Jurnal Asy-Syukriyyah Vol. 23 No. 1 (2022): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v23i1.212

This research aims to determine the extent of the influence of the application of Islamic business ethics on the performance of Small and Medium Enterprise (SME). The research method used in this research is quantitative research with multiple linear regression analysis based on multiple linear regression analysis obtained partial and simultaneous effect. The results of the accepted hypothesis or variables that have a positive and significant effect on the performance variables, namely the aspect of fairness, free will, responsibility, Tauhid and Ihsan have a significant positive effect on the performance of Small and Medium Enterprise (SME). Simultaneously all aspects of Islamic business ethics affect performance with a coefficient of determination of 0.746 or 74.6%. The independent variable that has the most dominant influence on performance is seen from the Standardized Coefficients Beta test by looking at the value of the Standardized Coefficients Beta the largest is the responsibility variable with a value of 0.475 greater than the other variables.

Penilaian Kinerja Bank Syariah Menggunakan Pendekatan Maqashid Syariah Indeks Periode Tahun 2018-2020 Nur Faizah; Riana Alvita R
Mutanaqishah: Journal of Islamic Banking Vol. 1 No. 2 (2021): December 2021
Publisher : Department of Islamic Banking

The aim of the study is to determine the performance of Islamic Bankand how to compare the performance of Islamic Bankin Indonesia in 2018-2020 as measured by the maqashid sharia index. This research includes descriptive quantitative research, with the research object of four Islamic banks, namely Bank Negara Indonesia Syariah, Bank Rakyat Indonesia Syariah, Bank Syariah Mandiri, and Bank Muamalat Indonesia. The data used are the 2018-2020 annual financial reports obtained from the official websites of each bank. The method used is the Maqashid Syariah Index (MSI) and the data analysis technique uses SAW (Simple Attribute Decision Making). The results of the study are (1) the performance of Islamic Bankfor three years has fluctuated. However, (2) each Islamic Bank has its own advantages from each objective of the Maqashid Syariah Index, as well as, there are Bankthat are incomplete in providing the information needed to conduct a performance assessment.

PENGARUH PENERAPAN ETIKA BISNIS ISLAM TERHADAP KINERJA USAHA MIKRO KECIL DAN MENENGAH Ekarina Katmas; Nur Faizah; Ayu Wulandari
Jurnal Asy-Syukriyyah Vol. 23 No. 1 (2022): Jurnal Asy-Syukriyyah
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/asy.v23i1.212

This research aims to determine the extent of the influence of the application of Islamic business ethics on the performance of Small and Medium Enterprise (SME). The research method used in this research is quantitative research with multiple linear regression analysis based on multiple linear regression analysis obtained partial and simultaneous effect. The results of the accepted hypothesis or variables that have a positive and significant effect on the performance variables, namely the aspect of fairness, free will, responsibility, Tauhid and Ihsan have a significant positive effect on the performance of Small and Medium Enterprise (SME). Simultaneously all aspects of Islamic business ethics affect performance with a coefficient of determination of 0.746 or 74.6%. The independent variable that has the most dominant influence on performance is seen from the Standardized Coefficients Beta test by looking at the value of the Standardized Coefficients Beta the largest is the responsibility variable with a value of 0.475 greater than the other variables.

Peran Bmt Al-Hijrah Kota Sorong Dalam Meningkatkan Ekonomi Umkm di Masa Pandemi Covid-19 Abdul Zamal Nur; Fatma Sari; Nur Faizah
At-Thariqah: Jurnal Ekonomi Vol. 2 No. 1 (2022): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v2i1.719

The Covid-19 pandemic has had a huge impact on the economy. One of the ways that Micro, Small and Medium Enterprises (MSMEs) do to improve their economy is by seeking capital loans for their businesses. The role of financial institutions is needed in this regard. Capital loans can be obtained by MSME actors through microfinance institutions which are now growing rapidly in Indonesia. one of them is through BMT which provides financing and assistance to MSME customers. The results in this study indicate that the financing for MSMEs in BMT Al-Hijrah includes mudharabah, musyarakah, murabahah, and ijarah financing. As for the role of BMT Al-Hijrah during the COVID-19 pandemic, namely, financing carried out by BMT Al-Hijrah, providing relief from delays in payment of financing customer deposits, and distributing business capital assistance from the West Papua Cooperatives and SMEs Service. Judging from the contribution of these roles, the benefits felt by BMT Al-Hijrah MSME customers are for additional capital, increasing the procurement of merchandise, and improving business premises, and the funds obtained are also for living necessities during the COVID-19 pandemic.

Efektifitas Zakat Produktif Dalam Meningkatkan Perekonomian UMKM dengan Pendekatan Zakat Core Principle (ZCP) Studi pada Badan Amil Zakat Nasional (BAZNAS) Kabupaten Sorong Sri Fatimah; Surahman Amin; Nur Faizah
At-Thariqah: Jurnal Ekonomi Vol. 2 No. 2 (2022): Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v2i2.748

The purpose of this study is to explain the facts in the field to determine the effectiveness of the distribution of zakat funds and also how the distribution of zakat funds in Baznas, sorong regency. The method used is a qualitative method. The data collection in this study using direct interviews with related parties Baznas Sorong Regency end also the recipients of productive zakat. The second is by means of documentation techniques in the from of financial statements in 2021. The research result obtained that zakat is productive in improving the economy of. It is appropriate that productive zakat is zakat given to sameone who is used as working capital. The from of distribution in Baznas Sorong Regency is the productive zakat program in the from of individual capital business assitence. Secondly, the effectiveness of productive zakat in improving economy during the covid-19 pandemic with the zakat core priinciples (ZCP) approach, there are two categories, namely the calculation of disbursement collection ratio (DRC) and the speed of time. The calculation according to the DRC in 2021 is 73% so that is included in the effective DRC category. The speed off time in the productive program, the time required at the time of distribution is 7 month. It can be concluded that the national amil zakat agency (Baznas) of sorong regency has distributed effectively in 2021 both in terms of the DRC ratio with the effective category and the speed of distribution time in the category

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