Referensi Islamika: Jurnal Studi Islam
Vol. 3 No. 2 (2025): DECEMBER

THE EFFECT OF RELIGIOUSNESS, ACCESS TO CAPITAL, AND ENTREPRENEURIAL KNOWLEDGE ON THE FINANCIAL PERFORMANCE OF STREET VENDORS AT THE AL-ALAM MOSQUE IN TELUK KENDARI

Anselah, Suman (Unknown)
Marzuki (Unknown)
Hamka (Unknown)



Article Info

Publish Date
30 Dec 2025

Abstract

This study aims to analyze the effect of religiosity, access to capital, and entrepreneurial knowledge on the financial performance of street vendors at the Al-Alam Mosque, Teluk Kendari. This study adopts a quantitative approach using a census method involving 75 street vendors. Data were collected through questionnaires and analyzed using descriptive statistics and multiple linear regression. Qualitative information was also used to support the interpretation of the findings. The results show that religiosity (t = 2.883; p = 0.008), access to capital (t = 2.226; p = 0.035), and entrepreneurial knowledge (t = 2.457; p = 0.021) each have a positive and significant effect on financial performance. Simultaneously, these variables also have a significant effect (F = 30.303; p = 0.000). This indicates that improvements in religiosity, access to capital, and entrepreneurial knowledge enhance the financial performance of street vendors. This study provides implications for policies aimed at empowering street vendors through strengthening religious values, improving financial access, and enhancing entrepreneurial capacity. However, the study is limited to a single location. This study contributes by integrating religiosity with economic factors in explaining the financial performance of street vendors within a mosque-based economic environment.

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Journal Info

Abbrev

RI

Publisher

Subject

Religion Humanities

Description

Qur’anic and Hadith Studies Studies on Qur’anic exegesis (tafsir), ulum al-Qur’an, ulum al-hadith, thematic studies, and contemporary approaches to understanding the primary sources of Islamic teachings. Islamic Thought and Philosophy Research on classical and contemporary Islamic thought, ...