The Influence of Financial Knowledge And Income On Financial Management Behavior with Financial Confidence as a Mediating Variabel from an Islamic Business Ethics Perspective: (A Study of Generation Z Employees in Bandar Lampung)

Aldo Faturizki (Universitas Islam Negeri Raden Intan Lampung)
Vicky F Sanjaya (Universitas Islam Negeri Raden Intan Lampung)
Yulistia Devi (Universitas Islam Negeri Raden Intan Lampung)

Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Vol. 6 No. 2 (2026): Juli : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis

This study aims to analyze the influence of financial knowledge and income on financial management behavior with financial confidence as a mediating variable on Generation Z employees in Bandar Lampung. Using a quantitative approach, data were collected from 70 respondents through questionnaires and analyzed using SmartPLS4. The results show that financial knowledge has a positive and significant effect on financial management behavior, as well as on income In addition, financial confidence also has a significant effect on financial management behavior, and partially mediates the relationship between financial knowledge and income on financial management behavior. This study provides important implications for Islamic business ethics.