Penerapan Asas Kebebasan Berkontrak Dalam Perjanjian Simpan-Pinjam Yang Dilaksanakan oleh BMT Surya Mandiri

Ridho Rokamah (STAIN Ponorogo)

Jurnal Kajian Hukum dan Sosial
Vol 9 No 1 (2012)

Legal relation between debtor and creditor is a part of ”˜civil law’ case (hukum perdata.) It is a contract refers to a particular case. Each sides of doers can freely manage contents of contract based on ”˜civil legal law’ (KUH Perdata) article 1338 which states “Semua perjanjian yang dibuat secara sah berlaku sebagai undang-undang bagi mereka yang membuatnya.” Contract content standard of BMT Surya Mandiri, substantially, suffers a financial loss for two sides.  Contract standard especially muz}a>rabah should be revised not only at payment system but also at ”˜payment duration’ and ”˜wanprestasi’ to strengthen legal justice for both sides. This paper is to analyze this particular contract using legal jurisprudence and ”˜civil legal law’ (KUH Perdata) for harmonize the two sides of doers.