<![CDATA[The development of the Islamic insurance industry in Indonesia continues to grow as the public becomes more aware of financial products that adhere to Islamic principles. Among the various business sectors within Islamic general insurance, Islamic motor vehicle insurance offers significant potential. This study aims to determine the contribution of Islamic motor vehicle insurance premiums to the total premiums of the Islamic insurance industry in Indonesia and to understand its role within the overall structure of the industry. This study uses a descriptive quantitative method by analyzing secondary data derived from reports from the Financial Services Authority (OJK) and the Indonesian Islamic Insurance Association (AASI).The research results show that Sharia motor vehicle insurance premiums contribute significantly to the Sharia general insurance category, but their contribution to the total premiums of the Sharia insurance industry remains relatively small compared to Sharia life insurance, which dominates the market. This is because Sharia life insurance products are well-known and widely accepted, while Sharia general insurance still has a limited market share. It is hoped that this research will assist stakeholders and industry regulators in designing Sharia motor vehicle insurance development strategies to increase its contribution to the national Sharia insurance industry.]]>
Copyrights © 2026
