<![CDATA[Information systems hold a vital position in contemporary life as they provide easier access to necessary information and enhance organizational operations. The rapid advancement of technology has significantly impacted various fields, including cooperatives, which demand reliable systems for managing financial activities. This research focuses on designing and developing an information system for the Kopmen Muamalah Bina Insani Employee Cooperative, where financial transactions are still managed through spreadsheets without the support of a structured database. Such practice often results in inefficiencies and potential data errors. To resolve this issue, the study applies the waterfall method, which offers a systematic and sequential model for information system development. The system design is illustrated using Unified Modeling Language (UML) diagrams to present system requirements and processes in a clear manner. The outcome of this study is a cooperative information system supported by a database that enables savings and loan transactions to be handled more efficiently and effectively. This system is expected to support managers, supervisors, and members of the cooperative in conducting financial management tasks in a more organized and accurate way.]]>
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