INOVASI PEMBIAYAAN MIKRO BERBASIS PEER-TO-PEER LENDING UNTUK PEMBERDAYAAN EKONOMI DESA

Mahardika Catur Putriwana Malik (Universitas Khairun)
Ajeung Syilva Syara Noor Silmi Sudrajat (STAI Al Falah Cicalenga Bandung)
Novita Triyatun (Universitas Selamat Sri Kendal)
Al-Amin (Department of Islamic Economics, Faculty of Economics and Business, Universitas Airlangga, Surabaya, Indonesia)

NETIZEN (JOURNAL OF SOCIETY AND BUSSINESS)
Vol. 2 No. 5 (2025): MEI

This research aims to discover how Peer-to-Peer Lending Based Microfinance Innovation for Village Economic Empowerment. This form of research is descriptive, analytical, and critical. Therefore, the author can comprehensively outline how Peer-to-Peer Lending Based Microfinance Innovation for Village Economic Empowerment. In this study, the author optimally uses two data sources related to this research. Primary data sources and secondary data sources. The main sources of this research are books and scientific journals on Financing Innovation. The result of this research is that P2P lending has been proven effective in empowering the village economy by providing easy, fast, and inclusive access to financing. Through fintech innovation, women's empowerment, and a sharia-based approach, P2P lending improves the performance of MSMEs and contributes to sustainable economic development in villages.