ICONS
Vol. 2 No. 2 (2025): ICONS : Islam Economics Journal

ANALISIS PEMAHAMAN MASYARAKAT TERHADAP NISBAH PADA MUDHARABAH DI BANK BSI GATOT SUBROTO KOTA JAMBI

Raden Muhamad Royru (UIN Sulthan Thaha Saifuddin Jambi)
Ahmad Syahrizal (UIN Sulthan Thaha Saifuddin Jambi)
Sissah (UIN Sulthan Thaha Saifuddin Jambi)



Article Info

Publish Date
30 Jul 2025

Abstract

This study aims to analyze the public's understanding of the profit-sharing ratio (nisbah) in mudharabah at Bank Syariah Indonesia (BSI) Gatot Subroto, Jambi City. Using a qualitative approach, data were collected through interviews, observations, and documentation. Participants included bank customers and employees, providing insights into their understanding of the nisbah mechanism in mudharabah products. The results indicate that the public's understanding varies, with most customers recognizing the importance of nisbah as an indicator of profit sharing. However, there are still gaps in understanding the detailed mechanisms and calculations of nisbah. This research suggests the need for further education for the community on the technical aspects of mudharabah, enabling customers to make more informed and prudent decisions when choosing sharia financial products. The findings of this study are expected to contribute to enhancing financial literacy in the community.

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Journal Info

Abbrev

icons

Publisher

Subject

Description

ICONS Islamic Economics Journal. is the journal that publishing the research result in the area of sharia economic. This journal focuses on Islamic economics research and present issues. Scope this Journal specializes in Islamic economics thought, research, and is intended to communicate original ...