PENGARUH PENGETAHUAN KEUANGAN, SIKAP KEUANGAN, DAN KEPRIBADIAN TERHADAP PERILAKU MANAJEMEN KEUANGAN PADA PELAKU UMKM SUB SEKTOR DI MEULABOH

Ira Julita (Fakultas Ekonomi dan Bisnis, Universitas Teuku Umar Meulaboh)

Warmadewa Management and Business Journal (WMBJ)
Vol. 5 No. 1 (2023)

This study aims to determine whether there is an influence of financial knowledge, financial attitudes and personality on financial management behavior in the Culinary Sub-sector SMEs in Kuta Padang and Ujung Kalak. The data collection technique in this study used a questionnaire that was filled out by 24 SMEs specifically engaged in the culinary field. Then the data were analyzed using SPSS software version 22. The results obtained from.this.study.are..that..there..is.a significant..positive..influence.of.financial..knowledge.and..attitudes..on.financial management.behavior..in..the.Culinary.Sub-sector.SMEs. On the other hand, there is no influence of personality on financial management behavior in the Culinary Sub-sector SMEs in Meulaboh.