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Warmadewa Management and Business Journal (WMBJ)
Published by Universitas Warmadewa
ISSN : 2654816X     EISSN : 26548151     DOI : https://doi.org/10.22225/wmbj
Core Subject : Economy,
Economics, Econometrics & Finance
Warmadewa Management And Business Journal (WMBJ), ISSN: 2654-8151 (online) 2654-816X (Print), is a Journal Research of Economiy Science published by Warmadewa Press jointly with Faculty of Economy, Universitas Warmadewa. This journal is also dedicated to provide an intellectual space of scholarly discussion how journal of Economiy especially Management Science able to create the new global formation of Economy especially Management Science and similar issues. This journal has been distributed by Faculty of Economy, Universitas Warmadewa, Universitas Warmadewa started Online from Volume 1Number 1 Year 2018 to present. This journal encompasses original research articles, review articles, and short communications, including: Financial management HR management Marketing management Operational management Tourism management International Business Entrepreneurship
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Tourism, Leisure and Hospitality Management
Articles 66 Documents
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Pengaruh Pengembangan Karir dan Lingkungan Kerja Fisik terhadap Kepuasan Kerja Karyawan pada Monarch Cruise Line and Hospitality Training Center di Dalung Ni Nyoman Suriani; Kadek Anggi Sucita
Warmadewa Management and Business Journal (WMBJ) Vol. 1 No. 1 (2019): Avaiable Online
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.1.1.2019.1-8

Abstract

In an effort to improve the work satisfaction of the employees of Monarch Cruise Line and Hospitality Training Center, there are several components that need to be considered, such as career development and the work environment of the employees. The purpose of this study was to determine the effect of career development and physical work environment on the job satisfaction of the employees of Monarch Cruise Line and Hospitality Training Center in Dalung. Data analysis was carried out by applying multiple linear regression analysis, classical assumption test, F statistical test, and t test statistical. From the results of the study it can be concluded that career development partially has a positive and significant effect on the job satisfaction of the employees of Monarch Cruise Line and Hospitality Training Center. and the physical work environment does too. Dalam upaya meningkatkan kepuasan kerja karyawan Monarch Cruise Line And Hospitality Training Center, terdapat beberapa hal yang perlu diperhatikan seperti pengembangan karir dan lingkungan kerja karyawannya. Tujuan penelitian ini adalah untuk mengetahui pengaruh pengembangan karir dan lingkungan kerja fisik terhadap kepuasan kerja karyawan pada monarch cruise line and hospitality training center di Dalung. Analisis data terdiri dari Analisis regresi linier berganda, uji asumsi klasik, uji statistik F dan uji statistik t. Dari hasil penelitian dapat disimpulkan bahwa variabel pengembangan karir secara parsial berpengaruh positif dan signifikan terhadap kepuasan kerja karyawan pada Monarch Cruise Line and Hospitality Training Center. Kemudian variabel lingkungan kerja fisik secara parsial berpengaruh positif dan signifikan terhadap kepuasan kerja karyawan pada Monarch Cruise Line and Hospitality Training Center.
Analisis Posisi Bersaing dan Penentuan Strategi Bauran Pemasaran untuk Meningkatkan Nilai Penjualan pada Budhi Ayu Silver di Celuk Sukawati Gianyar Ade Ruly Sumartini; I Gede Putra Ariwiguna
Warmadewa Management and Business Journal (WMBJ) Vol. 1 No. 1 (2019): Avaiable Online
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.1.1.2019.9-18

Abstract

Budhi Ayu Silver Celuk Sukawati Gianyar implemented a marketing mix strategy consisting of activities aimed at product planning, pricing, distribution, promotion, people involved in marketing activities. The purpose of this study is to analyse competitive positions based on the Boston Consulting Group matrix, strengths, weaknesses, opportunities, threats and relevant marketing mix strategies to increase the sales value of Budhi Ayu Silver Company in Celuk, Sukwati. The analysis technique used in this study is the Boston Consulting Group and SWOT analysis. Based on the Boston Consulting Group analysis, it can be seen that the business position of Budhi Ayu Silver Celuk Sukawati Gianyar is in the cash cows with average market growth of 1.47% and relative market share of 1.01X. The results of the SWOT analysis are seen from internal variables that show the strength of the company, with a weighted value of 2.90. As for the power of Budhi Ayu Silver, it lies in the indicators of product type, product development, the price offered, a location of the company, service to consumers and arrangement of store space, as well as weaknesses in indicators of distribution channels, promotional activities and consumer facilities. Judging from the external variables with a weighted value of 2.43 indicators, the opportunity lies in the indicators of the development of tourist visits, Balinese culture, technological developments and security of Bali while the threats that Budhi Ayu Silver has to include signs of economic conditions, competing companies and political stability. Strategies that should be implemented Budhi Ayu Silver is a diversified strategy that is oriented towards utilising the power that is owned to be able to take advantage of the opportunities that exist. Budhi Ayu Silver Celuk Sukawati Gianyar melaksanakan strategi bauran pemasaran yang terdiri dari kegiatan yang ditujukan untuk merencanakan produk, harga, distribusi, promosi, orang-orang yang terlibat dalam aktifitas pemasaran. Adapun tujuan dari penelitian ini adalah menganalisis posisi bersaing berdasarkan matrik Boston Consulting Group, kekuatan (strenght), kelemahan (weakness), peluang (oppurtunity), tantangan (threats) dan strategi bauran pemasaran yang relevan untuk meningkatkan nilai penjualan pada Perusahaan Budhi Ayu Silver di Celuk, Sukwati. Teknik analisis yang dipergunakan dalam penelitian ini adalah Boston Consulting Group dan analisis SWOT. Berdasarkan analisis Boston Consulting Group maka dapat dilihat bahwa posisi bisnis pada Budhi Ayu Silver Celuk Sukawati Gianyar berada pada kuadran sapi perah (Cash Cows) dengan rata-rata pertumbuhan pasar sebesar 1,47% dan pangsa pasar relatif yaitu sebesar 1,01X. Hasil dari analisis SWOT dilihat dari variabel internal yang menunjukan kekuatan perusahaan, dengan nilai tertimbang sebesar 2,90. Adapun yang menjadi kekuatan Budhi Ayu Silver adalah terletak pada indikator jenis produk, pengembangan produk, harga yang ditawarkan, lokasi perusahaan, pelayanan kepada konsumen dan penataan ruangan toko, serta kelemahannya pada indikator saluran distribusi, kegiatan promosi dan fasilitas konsumen. Dilihat dari variabel ekternalnya dengan nilai tertimbang 2,43 indikator yang menjadi peluang terletak pada indikator perkembangan kunjungan wisatawan, kebudayaan Bali, perkembangan teknologi serta keamanan Bali sedangkan ancaman yang dimiliki Budhi Ayu Silver meliputi indikator kondisi perekonomian, perusahaan pesaing dan stabilitas politik. Strategi yang sebaiknya diterapkan Budhi Ayu Silver adalah strategi diversifikasi yang berorientasi pada memanfaatkan kekuatan yang dimiliki untuk dapat memanfaatkan peluang yang ada.
Analisis Kinerja Keuangan Pada Lembaga Perkreditan Desa (Lpd) Desa Adat Tabanan Ida Ayu Agung Idawati; Ni Gusti Ayu Agung Trisna Putri
Warmadewa Management and Business Journal (WMBJ) Vol. 1 No. 1 (2019): Avaiable Online
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.1.1.2019.19-26

Abstract

Village Credit Institutions are financial institutions operating in every Pakraman village in Bali. The sustainability of a Village Credit Institution depends on the trust of the community, and thus their existence is expected to be able to maintain the trust of the people who invest their funds in the institution. Financial performance is one indicator of the assessment of the development of a Village Credit Institution. The purpose of this study was to assess the financial performance of the Village Credit Institution in Tabanan from 2011- 2015. The assessment techniques used in this study were liquidity ratio analysis, activity ratio analysis, solvability ratio analysis, profitability ratio analysis, efficiency analysis business, and statistical analysis using historical ratio standards. The results show that the liquidity ratio (current ratio) in 2011 is considered very good; in 2012, 2013, 2014 it was considered good enough,; while in 2015 it was considered less. The activity ratio (total assets turn over) in 2011, 2013, 2014 and 2015 is considered to be quite good while 2012 is considered not good enough. The solvability ratio (debt to assets ratio) in 2011 is considered not good enough, in 2012, 2013 and 2014 it is considered good enough, but in 2015 it is considered very good. The rentability ratio with the economic rentability in 2011 and in 2015 is considered very good, but in 2012, 2013, 2014 it is considered quite good. Rentability of own capital in 2011, 2012, 2013 and 2014 is considered good enough, but in 2015 it is considered very good. The business efficiency (leverage multiplier) in 2011 is considered to be less efficient, in 2012, 2013, 2014 it is considered quite efficient, but in 2015 is considered very efficient. Lembaga perkreditan desa adalah lembaga keuangan yang beroperasi di setiap desa pakraman di bali. Keberlanjutan hidup suatu LPD bergantung pada kepercayaan masyarakat, sehingga tiap-tiap LPD yang ada di Bali diharapkan mampu menjaga serta mempertahankan kepercayaan masyarakat yang menanamkan dananya pada lembaga tersebut. Kinerja keuangan merupakan salah satu indikator penilaian perkembangan suatu Lembaga Perkreditan Desa. Tujuan penelitian ini adalah untuk menganalisis kinerja keuangan pada Lembaga Perkreditan Desa (LPD) Desa Adat Tabanan dari tahun 2011–2015. Teknik analisis yang digunakan dalam penelitian ini adalah analisis rasio likuiditas, analisis rasio aktivitas, analisis rasio solvabilitas, analisis rasio rentabilitas, analisis efisiensi usaha dan analisis statistik dengan menggunakan standar rasio historis Rasio likuiditas (rasio lancar) pada tahun 2011 menunjukkan sangat baik, pada tahun 2012, 2013, 2014 dianggap cukup baik, sedangkan pada tahun 2015 dianggap kurang. Rasio aktivitas (total assets turn over) pada tahun 2011, 2013, 2014 dan 2015 dianggap 2012 cukup baik sementara dianggap belum cukup baik. Rasio solvabilitas (debt to asset ratio) pada tahun 2011 dianggap kurang baik, pada tahun 2012, 2013 dan 2014 dianggap sangat baik. Rentability ratio dengan menggunakan rentabilitas ekonomi pada tahun 2011 dan 2015 dianggap sangat baik, sedangkan pada tahun 2012, 2013, 2014 dianggap cukup baik. Rentabilitas modal sendiri pada tahun 2011, 2012, 2013 dan 2014 dianggap cukup baik, sedangkan pada tahun 2015 dianggap sangat baik. Efisiensi bisnis (leverage multiplier) pada tahun 2011 dianggap kurang efisien, pada tahun 2012, 2014 dianggap cukup efisien, sedangkan pada tahun 2015 dianggap sangat efisien.
Pengaruh Biaya Promosi Penjualan dan Biaya Periklanan terhadap Nilai Penjualan Produk pada Optik Kalista di Tabanan I A Cynthia Saisaria Mandasari; Putu Ari Kusuma Wardana
Warmadewa Management and Business Journal (WMBJ) Vol. 1 No. 1 (2019): Avaiable Online
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.1.1.2019.27-32

Abstract

In an effort to increase the value of product sales, Kalista Optics carries out various types of promotions consisting of sales promotion costs and advertising costs, which in recent years have experienced ups and downs in sales. The purpose of this study was to determine the effect of simultaneous and partial between sales promotion costs and advertising costs on the value of product sales in Kalista Optics in Tabanan. This research is explanatory research. The objects in this study are sales promotion costs and advertising costs and the value of product sales. Data analysis consisted of multiple linear regression analysis, classic assumption test, F statistical test and statistical test t. The conclusion of the research is that multiple linear regression equations can be said to have a positive effect simultaneously between the cost of sales promotion and the cost of product advertising or in other words increasing the value of product sales is influenced simultaneously by the increase in sales promotion costs and advertising costs. Dalam upaya meningkatkan nilai penjualan produk, Optik Kalista melaksanakan berbagai jenis promosi yang terdiri dari biaya promosi penjualan dan biaya periklanan yang beberapa tahun terakhir ini mengalami pasang surut penjualan. Tujuan penelitian ini adalah untuk mengetahui pengaruh secara simultan dan parsial antara biaya promosi penjualan dan biaya periklanan terhadap nilai penjualan produk pada Optik Kalista di Tabanan. Penelitian ini merupakan penelitian eksplanatori. Obyek pada penelitian ini adalah biaya promosi penjualan dan biaya periklanan serta nilai penjualan produk. Analisis data terdiri dari Analisis regresi linier berganda, uji asumsi klasik, uji statistik F dan uji statistik t. Simpulan hasil penelitian adalah persamaan regresi linier berganda dapat dikatakan ada pengaruh yang positif secara simultan antara biaya promosi penjualan dan biaya periklanan produk atau dengan kata lain meningkatnya nilai penjualan produk dipengaruhi secara simultan oleh peningkatan biaya promosi penjualan dan biaya periklanan.
Analisis Faktor-Faktor yang Mempengaruhi Keputusan Wisatawan Berkunjung ke Bali Zoo di Singapadu, Gianyar I Gede Surya Pratama; I Made Indra Wiraguna
Warmadewa Management and Business Journal (WMBJ) Vol. 1 No. 1 (2019): Avaiable Online
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.1.1.2019.45-54

Abstract

The study "Analysis of Factors Affecting Tourist Decisions to Visit Bali Zoo in Singapadu, Gianyar" raises two compulsory problems, namely the one that addresses the factors that influence the decision of tourists to visit Bali Zoo and the one that highlights the variables that represents each of the factors that influence the tourist decisions. The objectives of the study are to find out the factors that influence tourists 'decisions to visit Bali Zoo and to reveal the variables that represent each of the factors that influence the decisions of tourists. The data used in this study are quantitative data and qualitative data that were obtained from primary data and secondary data. Samples in this study were tourists who were visiting the Bali Zoo and met by the researcher. The sampling technique used was accidental sampling technique and was applied to select a total sample of 60 people. From the results of the study using factor analysis, it is obtained that there are 2 factors that influence tourists’ decisions to visit Bali Zoo in Singapadu, Gianyar. These two factors explain all the variants in the data and are named according to the surrogate approach, namely the factor of cleanliness of the place consisting of variable cleanliness of the place, completeness of facilities, location, design of the place, means of transportation, courtesy of employees, reference groups and family; and the factor from the job consisting of the job variables, the employee friendliness, the price discounts, and the income. Penelitian ini berjudul “Analisis Faktor-Faktor Yang Mempengaruhi Keputusan Wisatawan Berkunjung Ke Bali Zoo Di Singapadu, Gianyar”. Mengangkat dua perumusan masalah yaitu faktor-faktor apa saja yang mempengaruhi keputusan wisatawan berkunjung ke Bali Zoo dan variabel apa saja yang mewakili setiap faktor yang mempengaruhi keputusan wisatawan berkunjung ke Bali Zoo di Singapadu, Gianyar. Tujuan penelitian, yaitu untuk mengetahui faktor-faktor yang mempengaruhi keputusan wisatawan berkunjung ke Bali Zoo dan untuk mengetahui variabel yang mewakili setiap faktor-faktor yang mempengaruhi keputusan wisatawan berkunjung ke Bali Zoo. menggunakan data kuantitatif dan data kualitataif dimana sumber data yang dipergunakan adalah data primer dan data sekunder.Sampel dalam penelitian ini adalah wisatawan yang telah berkunjung yang secara kebetulan bertemu dengan peneliti di Bali Zoo. Pengambilan sampel dilakukan dengan teknik accidental sampling dengan jumlah sampel sebanyak 60 orang. Didapat hasil penelitian dengan menggunakan analisis faktor, 2 faktor yang mempengaruhi wisatawan berkunjung ke Bali Zoo di Singapadu, Gianyar. Faktor tersebut menjelaskan semua varian yang ada di dalam data, kedua faktor tersebut diberi nama sesuai dengan pendekatan surrogate yaitu Faktor kebersihan tempat terdiri dari variabel kebersihan tempat, kelengkapan fasilitas, lokasi, desain tempat, sarana transportasi, kesopanan karyawan, kelompok referensi serta keluarga dan faktor pekerjaan terdiri dari variabel pekerjaan, keramahan karyawan, potongan harga serta pendapatan.
Pengujian Variabel Anteseden Loyalitas Destinasi Wisatawan Mancanegara Di Bali I Putu Utama
Warmadewa Management and Business Journal (WMBJ) Vol. 1 No. 1 (2019): Avaiable Online
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.1.1.2019.33-44

Abstract

The aims of this study is to identify antecedent variables in the formation of tourist destination loyalty. The purposive sampling method was carried out on 180 foreign tourists in Bali in 2018, and data were analyzed by SEM. This study consisted of two exogenous variables and three endogenous variables, processed using Structure Equation Modeling (SEM) analysis techniques. Primary data collection is done by a valid and reliable questionnaire. The results of the analysis show that tourist trust is the most important antecedent in forming destination loyalty that plays a mediating role in the relationship of destination image, strategic impact of destination, and satisfaction with destination loyalty. In addition, it is also known that the destination image and strategic impact of the destination have a significant effect on satisfaction and trust. On the relationship of relational quality with destination loyalty it is known that satisfaction has no significant effect on destination loyalty. Trust in addition to having a significant effect on destination loyalty also plays a mediating role in the relationship of satisfaction and destination loyalty. The managerial implication of this finding is that tourist destination managers must maintain tourist trust in order to increase destination loyalty. Tujuan penelitian ini adalah mengidentifikasi variabel-variabel anteseden dalam pembentukan loyalitas destinasi wisata. Metode purposive sampling dilakukan pada 180 wisatawan mancanegara di Bali pada Tahun 2018, serta data dianalisis dengan SEM. Penelitian ini terdiri atas dua variabel eksogen dan tiga variabel endogen, diolah dengan menggunakan teknik analisis Structure Equation Modeling (SEM). Pengumpulan data primer dilakukan dengan kuesioner yang valid dan reliabel. Hasil analisis menunjukkan bahwa kepercayaan wisatawan merupakan anteseden terpenting dalam pembentukan loyalitas destinasi yang memainkan peran mediasi pada hubungan citra destinasi, dampak strategis destinasi, dan kepuasan dengan loyalitas destinasi. Selain itu juga diketahui citra destinasi dan dampak strategis destinasi berpengaruh signifikan terhadap kepuasan dan kepercayaan. Pada hubungan kualitas relasional dengan loyalitas destinasi diketahui kepuasan berpengaruh tidak signifikan terhadap loyalitas destinasi. Kepercayaan selain berpengaruh signifikan terhadap loyalitas destinasi juga memainkan peran mediasi pada hubungan kepuasan dan loyalitas destinasi. Implikasi manajerial atas temuan ini adalah para pengelola destinasi wisata harus mempertahankan kepercayaan wisatawan agar dapat meningkatkan loyalitas destinasi.
The Influence of Product Quality and Price on Customer Satisfaction in UD Yuli Yadnya Wood Company in Kerobokan, Badung I Putu Ditya Manguyoga; Nengah Ganawati
Warmadewa Management and Business Journal (WMBJ) Vol. 1 No. 2 (2019)
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.1.2.2019.55-59

Abstract

In managing a business, the most important element in marketing a product is how the quality of the product itself and what prices will be sold to attract consumers. The products offered at UD Yuli Yadnya are teak wood, bengkirai wood and camphor. These products have different prices that match the quality of the product. The problem discussed in this research is the influence of Product Quality (X1) and price (X2) simultaneously and partially on customer satisfaction in UD. Yuli Yadnya wood company in Kerobokan, Badung. The samples used in this research were 30 respondents by distributing the Likert scale questionnaire with a simple random sampling method and accidental sampling technique. The instruments of this research were validity test and reliability test. The data analysis technique used is the classical assumption test that consists of a normality test with Kolmogorov-Smirnov analysis method, multicollinearity test and heteroscedasticity test with Glesjer analysis method that is then followed by multiple linear regression analysis. Hypothesis testing used the simultaneous significance test (f-test) and partial significance test (t-test). The results of the research of all independent variables are the f test showed that the independent variables consisting of product quality (X1) and price (X2) simultaneously have a positive and significant effect on consumer satisfaction in the wood company of UD Yuli Yadnya in Kerobokan, Badung. The t test shows that the product quality (X1) and price (X2) variables have a positive and significant influence on consumer satisfaction (Y) at UD Yuli Yadnya in Kerobokan, Badung.
The Influence of Brand Equity on Consumer Interest in Buying Xiaomi Smartphones Sioaji Yamawati; Ni Luh Putu Indiani
Warmadewa Management and Business Journal (WMBJ) Vol. 1 No. 2 (2019)
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.1.2.2019.60-64

Abstract

The dramatic increase in Xiaomi smartphone sales in Indonesia raised research interest, especially related to factors encouraging consumer interest in purchasing the Xiaomi smartphone. Through empirical studies, it concluded that an important factor influenced consumer buying interest was brand equity consisting of brand awareness, brand association, quality perception, and brand loyalty. This study aims to analyze the influence of brand awareness, brand association, quality perception, and brand loyalty on consumer interest in purchasing a Xiaomi smartphone. This study is designed using quantitative approach in which the data collection is conducted through surveys using questionnaires. The study population is the Denpasar people who plan to purchase a smartphone in the near term. Samples were taken using accidental sampling method that is people who visited smartphone stores in Denpasar. The questionnaire was used to collect data, then analyzed using multiple linear regression analysis. The result showed that brand awareness, brand association, quality perception, and brand loyalty have a positive and significant influence on consumers' interest in buying a Xiaomi smartphone. Brand awareness, brand association, and quality perception can be enhanced by intensive marketing communication in various media emphasizing symbol, logo, product excellence, and quality excellence. This statement needed to be supported by consumer reviews that are in line, therefore customer database is necessary to encourage satisfied customers to write positive reviews in online media.
The Effect of Interaction Via Social Media and Past Online Shopping Experience on Repurchase Intention Through Trust in Tokopedia Application Users in Surabaya Vincent Seber
Warmadewa Management and Business Journal (WMBJ) Vol. 1 No. 2 (2019)
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.1.2.2019.71-92

Abstract

This research aims to analyze the effect of interaction via social media and past online shopping experience on repurchase intention through trust in Tokopedia application users in Surabaya. Today, online purchasing through e-commerce is in vogue. Before making a purchase, most people will seek information first to increase their trust, and they can do this by interacting with others. Increasingly sophisticated technology makes this interaction easy because there is already social media. The information shared by someone certainly comes from their experience. E-commerce consumer interact through social media and consumer shopping experience are important points so that consumers can increasingly trust e-commerce and repurchase it in e-commerce. This research is designed in quantitative approach with purposive sampling as the sampling technique. The sample used in this research was 150 respondents. The requirements of respondents in this research were at least 17 years old who had made purchases at Tokopedia at least once in the last two months in Surabaya. Data was collected using a questionnaire. The data analysis technique used is SEM analysis with the LISREL program. The results of the research prove that interaction via social media and the past online shopping experience have a significant effect on trust. Trusts have a significant effect on repurchase intention. Interaction via social media and past online shopping experience has a significant effect on repurchase intention through trust.
Managing Personal Finance: The Role of Spiritual and Financial Knowledge Putu Atim Purwaningrat; Luh Nik Oktarini; Ida Ayu Anggawulan Saraswathi
Warmadewa Management and Business Journal (WMBJ) Vol. 1 No. 2 (2019)
Publisher : Fakultas Ekonomi Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wmbj.1.2.2019.93-101

Abstract

Managing personal finance (financial management behaviour) is a person's expertise in arranging, planning, budgeting, checking, managing, controlling, searching and storing daily financial funds. Spiritual intelligence and financial knowledge have relevancy in influencing financial management. This study aims to find out how the influence of spiritual intelligence and financial knowledge on personal financial management in Students of the Faculty of Economics, Business, and Tourism, University of Indonesia Hindu. The research sample was 100 people by using the simple random sampling method. The results of data analysis based on multiple linear regression test found that partially spiritual intelligence has positive implications for the management of personal finance. Financial knowledge variables have positive implications for managing personal finance.

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