JURNAL MANAJEMEN MOTIVASI
Vol 21 No 2 (2025): Jurnal Manajemen Motivasi

Harmoni Keuangan Dalam Rumah Tangga: Meningkatkan Literasi, Pengelolaan, dan Sikap Keuangan

Sari, Nova Vurba (Unknown)
Goso, Goso (Unknown)
Duriani, Duriani (Unknown)

Article Info

Publish Date
19 Sep 2025

Abstract

This study aims to analyze the influence of financial literacy, financial management, and financial attitudes on household financial harmony. Using a quantitative approach with 100 housewives in North Luwu Regency, the data were analyzed using validity, reliability tests, and Structural Equation Modeling (SmartPLS). The findings reveal that financial literacy, management, and attitudes have both direct and indirect effects on financial harmony. This study implies that financial education plays an essential role in shaping positive financial behavior and attitudes, thereby improving household welfare and financial harmony.

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Journal Info
JURNAL MANAJEMEN MOTIVASI
Website

Abbrev

jm_motivasi

Publisher

Universitas Muhammadiyah Pontianak

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Manajemen Motivasi (JMM) adalah Jurnal Ilmiah Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Pontianak yang diterbitkan secara berkala 2 (dua) kali dalam satu tahun (Juni dan Oktober) sebagai sarana untuk menyebarluaskan hasil penelitian dan ilmu pengetahuan di bidang ilmu manajemen ...