JURNAL MANAJEMEN MOTIVASI
Vol 22 No 1 (2026): Jurnal Manajemen Motivasi

Penyertaan Modal Pemerintah Daerah, Digitalisasi dan Kinerja Bank: Bukti Empiris dari Bank Pembangunan Daerah di Indonesia

Retnaning Wulan (Unknown)
Ayif Fathurrahman (Unknown)
Ahmad Maruf (Unknown)

Article Info

Publish Date
15 Apr 2026

Abstract

Regional government equity participation is a policy instrument to strengthen the role of Regional Development Banks (BPD) in supporting regional economic development. However, its effectiveness varies across BPDs, depending on their internal conditions, one of which is digitalization. This study aims to analyze the impact of regional government equity participation and digitalization on BPD performance and examine the role of digitalization in strengthening this role. The results show that regional government equity participation has a positive contribution to improving bank performance, and digitalization strengthens this role. These findings indicate that equity participation and digitalization together play a significant role in supporting the strengthening of BPD performance. Keywords: Local Government Capital Injections; Bank Digitalization; Bank Performance; Regional Development Bank

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Journal Info
JURNAL MANAJEMEN MOTIVASI
Website

Abbrev

jm_motivasi

Publisher

Universitas Muhammadiyah Pontianak

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Manajemen Motivasi (JMM) adalah Jurnal Ilmiah Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Pontianak yang diterbitkan secara berkala 2 (dua) kali dalam satu tahun (Juni dan Oktober) sebagai sarana untuk menyebarluaskan hasil penelitian dan ilmu pengetahuan di bidang ilmu manajemen ...