JURNAL MANAJEMEN MOTIVASI
Vol 22 No 1 (2026): Jurnal Manajemen Motivasi

The Influence of Knowledge and Financial Attitudes on The Financial Management Behavior of Faculty of Economics and Business Students at Tadulako University Moderate by Digital Literacy

Ahmad Syahib Hidayat (Unknown)
Muhammad Yunus Kasim (Unknown)
Vitayanti Fattah (Unknown)
Nur Riski Islianty (Unknown)

Article Info

Publish Date
13 May 2026

Abstract

This study examines the effects of financial knowledge and financial attitudes on the financial management behavior of students at the Faculty of Economics and Business, Tadulako University, with digital literacy as a moderating variable. Using a quantitative survey approach, data were collected through purposive sampling from undergraduate students in management, accounting, and development economics who earn income, manage personal finances, and use digital media for financial activities. The findings show that financial knowledge and financial attitudes positively and significantly influence financial management behavior. However, digital literacy does not moderate these relationships. Keywords: Finance; Knowledge; Attitude; Behavior; Students

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Journal Info
JURNAL MANAJEMEN MOTIVASI
Website

Abbrev

jm_motivasi

Publisher

Universitas Muhammadiyah Pontianak

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Manajemen Motivasi (JMM) adalah Jurnal Ilmiah Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Pontianak yang diterbitkan secara berkala 2 (dua) kali dalam satu tahun (Juni dan Oktober) sebagai sarana untuk menyebarluaskan hasil penelitian dan ilmu pengetahuan di bidang ilmu manajemen ...