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The Influence of Knowledge and Financial Attitudes on The Financial Management Behavior of Faculty of Economics and Business Students at Tadulako University Moderate by Digital Literacy Ahmad Syahib Hidayat; Muhammad Yunus Kasim; Vitayanti Fattah; Nur Riski Islianty
JURNAL MANAJEMEN MOTIVASI Vol 22 No 1 (2026): Jurnal Manajemen Motivasi
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jmm.v22i1.8902

Abstract

This study examines the effects of financial knowledge and financial attitudes on the financial management behavior of students at the Faculty of Economics and Business, Tadulako University, with digital literacy as a moderating variable. Using a quantitative survey approach, data were collected through purposive sampling from undergraduate students in management, accounting, and development economics who earn income, manage personal finances, and use digital media for financial activities. The findings show that financial knowledge and financial attitudes positively and significantly influence financial management behavior. However, digital literacy does not moderate these relationships. Keywords: Finance; Knowledge; Attitude; Behavior; Students
Analisis Kelayakan Usaha pada Minichick untuk Meningkatkan Kualitas Kinerja I Wayan Septiadi; Yobert Kornelius; Harnida Wahyuni Adda; Nur Riski Islianty
Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis Vol. 3 No. 2 (2024): Mei : Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupsim.v3i2.2787

Abstract

The purpose of this writing is to analyze the business proposal submitted by the MBKM Entrepreneurship team, namely the Minichicken business. This research uses descriptive qualitative and quantitative case study methods. The results of this research include that the Minichicken business is feasible to run, this is supported by structured and clear marketing aspects and supported by positioning that is different from its competitors with a strategic location and competitive prices. On the other hand, in terms of production, it has been well prepared, starting from the production process, production targets to production capacity. Apart from that, it is supported by financial aspects that support the return of capital in just 2 months and a BEP of 87 units. Therefore, it can be concluded that the Minichicken business is worth running.