KASBANA: Jurnal Hukum Ekonomi Syari'ah
Vol 6 No 1 (2026): Januari (IN PROGRESS)

ANALISIS KEPATUHAN MAQASHID SYARIAH DALAM TRANSAKSI DIGITAL PERBANKAN SYARIAH : STUDI LAYANAN BSI MOBILE

Abdur Rokhim (STID Al Biruni Babakan Ciwaringin Cirebon)
Supardi (STID Al Biruni Babakan Ciwaringin Cirebon)
Laila Afni Rambe (Institut Agama Islam Rokan)



Article Info

Publish Date
25 Jan 2026

Abstract

Abstract The development of digital services in Islamic banking has undergone significant transformation, one of which is through the BSI Mobile application presented by Bank Syariah Indonesia (BSI). This study aims to analyze the alignment of the fund transfer service on the BSI Mobile application with the principles of Maqashid Sharia, which include the protection of religion (hifz ad-din), life (hifz an-nafs), intellect (hifz al-'aql), descendants (hifz an-nasl), and property (hifz al-mal). The research method used was descriptive qualitative, with a library research approach, interviews, and observation. The results indicate that the fund transfer service through BSI Mobile complies with the principles of Maqashid Sharia and aligns with the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI), particularly in terms of transaction security, ease of access, and cost transparency. However, several areas still need improvement to ensure a more comprehensive implementation of Sharia principles. Keywords: Digital Services, Bank Syariah Indonesia, Fund Transfer, BSI Mobile, Maqashid Syariah.

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Journal Info

Abbrev

kasbana

Publisher

Subject

Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

Description

Principles and Theories of Sharia Economic Law Studies on the sources, principles, and foundations of Sharia Economic Law; the role of maqashid shariah in economics; the relationship between Islamic law, customary law, and positive law in the economic field; as well as philosophical and ...