Nusantara Hasana Journal
Vol. 2 No. 7 (2022): Nusantara Hasana Journal, December 2022

FINANCIAL LITERACY ANALYSIS MANAGEMENT ON FINANCIAL MANAGEMENT BEHAVIOR OF SATYAGAMA UNIVERSITY STUDENTS

Rahmatullah Rahmatullah (Universitas Satyagama)
I Nyoman Suri Adnyana (Universitas Satyagama)
Didi Sukardi (Universitas Satyagama)
Murdiyono Murdiyono (Universitas Satyagama)



Article Info

Publish Date
05 Dec 2022

Abstract

Financial literacy is a crucial factor in shaping students' financial management behavior in the digital era. Students, as the younger generation, are expected to be able to manage their income, expenses, savings, and use digital financial services wisely. This study aims to analyze the influence of financial literacy on the financial management behavior of Satyagama University students. The research method used a descriptive quantitative approach with data collection through questionnaires from active Satyagama University students. Analysis was conducted using simple linear regression to determine the relationship between financial literacy variables and financial management behavior. The results showed that financial literacy has a positive and significant effect on students' financial management behavior. Students with a better level of financial understanding tend to be able to budget, control expenses, save, and avoid consumptive behavior. Therefore, improving financial literacy education in higher education environments needs to be carried out continuously so that students have good financial management skills in their daily lives.

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Journal Info

Abbrev

nhj

Publisher

Subject

Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Nursing

Description

Nusantara Hasana Journal published a scientific paper original articles of research and community engangement and review of the literature in: Biology, Tourism & Hospitality, Pharmacy, Chemistry, Physics, Mathematics, Education, Medicine , Medical and Health Science, Engineering & Technology, ...