<![CDATA[This research analyzes the Profitability Ratios of PT Bank Rakyat Indonesia (Persero) Tbk, measured from the aspects of Return on Total Assets and Rate of Return on Loans. The main problem in this research is: What is the level of profitability ratio of PT Bank Rakyat Indonesia (Persero) Tbk as measured by Return on Total Assets and Rate of Return on Loans (Period 2020-2024) Based on the defined problem limitation, the research aims to determine the level of profitability ratio as measured by Return on Total Assets of PT Bank Rakyat Indonesia (Persero) Tbk (Period 2020- 2024), and determine the level of profitability ratio as measured by the Rate of Return on Loans of PT Bank Rakyat Indonesia (Persero) Tbk (Period 2020-2024). The research method used is a descriptive quantitative method. The data used in this research is secondary data, sourced from financial statements obtained from the Indonesia Stock Exchange (IDX). The research utilizes a single-variable approach with two indicators: Return on Total Assets and Rate of Return on Loans. The results of the research indicate that PT Bank Rakyat Indonesia (Persero) Tbk is in a very sound financial condition, with a trend toward improvement and stability. This reflects the success of the bank’s management in effectively managing its assets and loans, and serves as a positive indication of the company’s profitability and long-term business sustainability.]]>
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