Studia Economica: Jurnal Ekonomi Islam
STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 12 | No. 1 | 2026

Pengaruh Tingkat Pendidikan, Pendapatan dan Pengetahuan Produk Terhadap Minat Menjadi Nasabah Di PT Takaful Keluarga Serang

Khusnul Khatimah (UIN Sultan Maulana Hasanuddin Banten)
Suryani Suryani (UIN Sultan Maulana Hasanuddin Banten)
Ikin Ainul Yakin (UIN Sultan Maulana Hasanuddin Banten)



Article Info

Publish Date
09 Jun 2026

Abstract

The purpose of this study is to identify the influence of education level, income, and product knowledge on the interest in becoming a customer at PT Takaful Keluarga Serang Branch. This study is a study that applies quantitative methods, uses primary data as a source of information, and relies on questionnaires for data collection. The sample selection was carried out by purposive sampling, for the number of samples in this study taking 90 respondents who were used as research samples based on the results of the calculation of the Slovin formula used. Data analysis techniques used include classical assumption tests, multiple linear regression tests, and hypothesis testing. The findings from partial hypothesis testing indicate that the variable of education level influences the interest in becoming a customer at PT Takaful Keluarga Serang Branch, as shown by the calculated t value of 3.155> t table 1.666 with a significance level of 0.002 <0.05. Income influences the interest in becoming a customer at PT Takaful Keluarga Serang Branch, as shown by the calculated t value of 3.020> t table 1.666 with a significance level of 0.003 <0.05. Product knowledge influences the interest in becoming a customer at PT Takaful Keluarga Serang Branch, as shown by the calculated t value of 2.562 > t table 1.666 with a significance level of 0.012 < 0.05

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Journal Info

Abbrev

studiaeconomica

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Aims and Scope Aims STUDIA ECONOMICA is a peer-reviewed journal that aims to advance islamic economies in emerging markets, namely economies in emerging countries and economies in emerging areas in developed countries. Scope The scope of STUDIA ECONOMICA are but strictly limited to: islamic ...