al-Afkar, Journal For Islamic Studies
Vol. 9 No. 2 (2026)

Financial Readiness for Family Resilience

Muhammad Iqbal (Universitas Nurul Jadid)
Muhammad Zainuddin Sunarto (Universitas Nurul Jadid)



Article Info

Publish Date
02 Jun 2026

Abstract

This study aims to analyze the role of financial readiness in strengthening family resilience in Indonesia through the perspective of national development law and Maqasid Sharia. The research employed a normative legal method using conceptual and statutory approaches. Data were collected through library research from legislation, scientific journals, academic books, and macroeconomic data published by Statistics Indonesia and the Financial Services Authority. The results indicate that financial readiness has a close relationship with family resilience because it affects the economic, psychological, and social stability of households. Financial literacy, cash flow management, emergency funds, investment, and financial protection are important factors in maintaining family sustainability amid economic instability. In addition, the concept of financial readiness is closely related to the principle of Hifz al-Mal in Maqasid Sharia as a form of protection for family economic sustainability. Therefore, strengthening financial readiness can become an important strategy for developing independent and sustainable families.

Copyrights © 2026






Journal Info

Abbrev

Afkar_Journal

Publisher

Subject

Social Sciences

Description

al-Afkar, Journal for Islamic Studies is published by Association of Secondment Lecturers (Asosiasi Dosen DPK) UIN Sunan Gunung Djati Bandung Indonesia. Focus of al-Afkar, Journal for Islamic Studies is on publishing original empirical research articles and theoretical reviews of Islamic Studies, ...