Jurnal Pengabdian Masyarakat: BAKTI KITA
Vol. 7 No. 1 (2026): Nopember - April

DIGITAL FINANCE SERVICE: PENINGKATAN LITERASI KEUANGAN BERBASIS DIGITAL PADA UMKM BANGUNTANI MENUJU KINERJA USAHA BERKELANJUTAN

Adibah Yahya (Universitas Pelita Bangsa)
Preatmi Nurastuti (Universitas Pelita Bangsa)
Rina Nurjanah (Universitas Pelita Bangsa)
Estuti Fitri Hartini (Universitas Pelita Bangsa)
Kesha Meiva Mandala (Universitas Pelita Bangsa)



Article Info

Publish Date
01 Apr 2026

Abstract

Micro, Small and Medium Enterprises (MSMEs) play a strategic role in Indonesia's economic growth, but business sustainability is a challenge, especially due to the low understanding of financial digitalisation. Utilisation of Digital Financial Services is important to facilitate financial inclusion and support the competitiveness of MSMEs in the era of technological revolution. This community service activity aims to improve digital-based financial literacy in Banguntani MSMEs so that they are able to implement digital finance in their business processes, towards sustainable business performance. The methods used are socialisation, interactive training with a hands-on approach or "Learning While Practising", and direct assistance. Impact measurement was conducted through the comparison of pre-test and post-test scores. The results showed an increase in digital financial literacy of 47.6%. This activity succeeded in transforming the skills of Banguntani MSMEs, equipping them with the ability to record accurate finances, adopt QRIS, and understand access to legal capital, which are prerequisites for optimal and sustainable business performance.

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Journal Info

Abbrev

baktikita

Publisher

Subject

Humanities Education Languange, Linguistic, Communication & Media Social Sciences Other

Description

Community Services Training, Marketing, Appropriate Technology, Design; Community Empowerment, Social Access; Student Community Services; Education for Sustainable ...