Journal of Community Service and Empowerment
Vol. 2 No. 1 (2025)

Education on Saving and Transactions in Accordance with Sharia Principles for Students and the Community

Suci Mardiyah (Universitas Pahlawan Tuanku Tambusai)
Saru Reza (Universitas Pahlawan Tuanku Tambusai)
Hidayat Hidayat (Universitas Pahlawan Tuanku Tambusai)
Mohd Winario (Universitas Pahlawan Tuanku Tambusai)



Article Info

Publish Date
31 Jul 2025

Abstract

Sharia financial literacy is a crucial aspect in developing healthy financial behavior in accordance with Islamic values. However, the level of public and student understanding of the concept of saving and transactions based on Sharia principles still needs to be improved. This community service activity aims to increase the knowledge, understanding, and awareness of students and the community regarding the importance of saving and transactions in accordance with Sharia principles. The activity was implemented through a participatory approach, encompassing preparation, educational outreach, interactive discussions, practical simulations, evaluation, and follow-up. The material presented covered the basic concepts of Sharia banking, the importance of saving, Sharia savings products, and the application of Sharia principles in daily financial transactions. The results of the activity showed an increase in participants' understanding of the differences between Sharia and conventional banks, the concept of profit-sharing, and the importance of avoiding transactions containing elements of riba, gharar, and maysir. Furthermore, participants demonstrated high enthusiasm throughout the activity and were more motivated to adopt savings habits and use Sharia financial services. This activity makes a positive contribution to increasing Islamic financial literacy and inclusion and encourages wiser, more responsible financial behavior that aligns with Islamic principles.

Copyrights © 2025






Journal Info

Abbrev

jcse

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences

Description

Journal of Community Service and Empowerment (JCSE): is published by the Global Sustainability Research Institute to help academics, researchers, and practitioners to disseminate their Community Service results. JCSE is a blind peer-reviewed journal dedicated to publishing quality Community Service ...