Jurnal Riset Multidisiplin Edukasi
Vol. 3 No. 6 (2026): Jurnal Riset Multidisiplin Edukasi (Juni 2026)

PENGARUH PENGGUNAAN MOBIL BANKING TERHADAP MINAT MASYARAKAT MENGGUNAKAN LAYANAN PERBANKAN DIGITAL MODERN

Qoribul Lathif (Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Madura)
Siti Nikmatus Salamah (Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Madura)
Amanatus Solehah (Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Madura)



Article Info

Publish Date
07 Jun 2026

Abstract

The development of digital technology has encouraged the transformation of banking services into more modern and practical systems. Mobile banking has become one of the most widely used digital banking innovations because it offers easy access, time efficiency, and security in conducting financial transactions. This study aims to analyze the influence of mobile banking usage on public interest in using modern digital banking services. The research method used is a quantitative method with a survey approach through the distribution of questionnaires to users of digital banking services. The data analysis technique was conducted using simple linear regression analysis to determine the relationship between the variables of mobile banking usage and public interest. The results of the study indicate that the use of mobile banking has a positive and significant effect on public interest in using modern digital banking services. The higher the level of convenience, security, and perceived benefits in using mobile banking, the higher the public interest in utilizing digital banking services. This study is expected to serve as a reference for banking institutions in improving the quality of digital services to attract and maintain customer interest in the era of digital transformation.

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Journal Info

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jurmie

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Other

Description

Jurnal Riset Multidisiplin Edukasi adalah jurnal peer-review yang bertujuan untuk memfasilitasi pertukaran pengetahuan dan ide-ide inovatif di antara para peneliti, akademisi, dan praktisi dari berbagai disiplin ilmu. Kami menerima kontribusi ilmiah dalam bentuk artikel penelitian, tinjauan pustaka, ...