Jurnal Manajemen, Akuntansi, Ekonomi
Vol. 5 No. 1 (2026): Jurnal Manajemen, Akuntansi, Ekonomi (Mei)

Pengaruh Pengendalian Pengeluaran dan Gaya Hidup Terhadap Stabilitas Keuangan Mahasiswa FEB

Magali Ilana Meta (Universitas Bina Sarana Informatika, Indonesia)
Inaya Aidella (Universitas Bina Sarana Informatika, Indonesia)
Nabila Oktaviansyah (Universitas Bina Sarana Informatika, Indonesia)
Amanda Salsabila (Universitas Bina Sarana Informatika, Indonesia)
Saqilla Nur Alaida (Universitas Bina Sarana Informatika, Indonesia)



Article Info

Publish Date
31 May 2026

Abstract

This study aims to analyze the effect of expenditure control and lifestyle on the financial stability of students at the Faculty of Economics and Business (FEB). A quantitative associative approach was employed with a sample of 100 students from semesters 4 and 5, selected through purposive sampling. Data were collected via a Likert scale questionnaire (1-5) and analyzed using multiple Linear Regression, T-Test, F-Test, and Coefficient of Determination Test with SPSS application. The results indicate that expenditure control has a positive and significant effetc on financial stability (T-count 5,688 > T-table 1,985; sig. 0,000 < 0,05), while lifestyle has a positive but insignificant effect (T-count 1,183 < T-table 1,985; sig. 0,240 > 0,05). Simultaneously, both variables signifiacntly influence financial stability (F-count 17,361 > F-table 3,09; sig. 0,000 < 0,05), contributing 24,8% to the variance. It is concluded that the ability to control expenditures is a key factor in maintaining financial stability, whereas lifestyle is not a primary determinant as long as students are able to manage their spending effectively.

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Journal Info

Abbrev

JMAE

Publisher

Subject

Economics, Econometrics & Finance

Description

Focus and Scope Accounting: Financial Accounting Public Sector Accounting Management Accounting Islamic Accounting and Financial Management Auditing Corporate Governance Ethics and Professionalism Corporate Finance Accounting Education Taxation Capital Market Banking Information System ...