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All Journal Jurnal Manajemen, Akuntansi, Ekonomi
Inaya Aidella
Universitas Bina Sarana Informatika, Indonesia
Economics, Econometrics & Finance

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Pengaruh Pengendalian Pengeluaran dan Gaya Hidup Terhadap Stabilitas Keuangan Mahasiswa FEB Magali Ilana Meta; Inaya Aidella; Nabila Oktaviansyah; Amanda Salsabila; Saqilla Nur Alaida
Jurnal Manajemen, Akuntansi, Ekonomi Vol. 5 No. 1 (2026): Jurnal Manajemen, Akuntansi, Ekonomi (Mei)
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/jmae.v5i1.2506

Abstract

This study aims to analyze the effect of expenditure control and lifestyle on the financial stability of students at the Faculty of Economics and Business (FEB). A quantitative associative approach was employed with a sample of 100 students from semesters 4 and 5, selected through purposive sampling. Data were collected via a Likert scale questionnaire (1-5) and analyzed using multiple Linear Regression, T-Test, F-Test, and Coefficient of Determination Test with SPSS application. The results indicate that expenditure control has a positive and significant effetc on financial stability (T-count 5,688 > T-table 1,985; sig. 0,000 < 0,05), while lifestyle has a positive but insignificant effect (T-count 1,183 < T-table 1,985; sig. 0,240 > 0,05). Simultaneously, both variables signifiacntly influence financial stability (F-count 17,361 > F-table 3,09; sig. 0,000 < 0,05), contributing 24,8% to the variance. It is concluded that the ability to control expenditures is a key factor in maintaining financial stability, whereas lifestyle is not a primary determinant as long as students are able to manage their spending effectively.
Co-Authors Amanda Salsabila Magali Ilana Meta Nabila Oktaviansyah Saqilla Nur Alaida