IJOT
Vol. 8 No. 2 (2026): International Journal on Orange Technologies (IJOT)

Digital Marketing Strategy to Increase Customer Income of Savings and Loan Cooperatives

Muh. Nur Ali Khoirun Nasikin (Darul 'Ulum Islamic University, Indonesia)
Via Hidahyatul K (Darul 'Ulum Islamic University, Indonesia)
Zuly Safitri (Darul 'Ulum Islamic University, Indonesia)
Ahmad Nurfaid (Darul 'Ulum Islamic University, Indonesia)
Have Zulkarnaen (Darul 'Ulum Islamic University, Indonesia)



Article Info

Publish Date
20 May 2026

Abstract

This study aims to analyze digital marketing strategies implemented to increase customer retention and identify supporting and inhibiting factors in their implementation. In the digital era, developments in information technology have changed communication and interaction patterns between financial institutions and customers. This study employed a qualitative research method with participant observation. The data collection method applied in this study included two approaches: literature research and field study. The literature study was conducted by examining various literature sources related to the research topic. The results showed that digital marketing strategies implemented through social media, websites, instant messaging applications, and other digital platforms were able to increase the number of customers through easy access to information, speed of service, effective communication, and increased customer engagement. In addition, the use of digital media helped institutions build closer relationships with customers and increased trust in the products and services offered. Supporting factors for the success of digital marketing strategies included technological developments, management support, and high internet usage by the public. Inhibiting factors identified were limited human resources with digital competencies, limited marketing budgets, and low digital literacy among some customers.

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Journal Info

Abbrev

IJOT

Publisher

Subject

Automotive Engineering Computer Science & IT Control & Systems Engineering Engineering Industrial & Manufacturing Engineering Materials Science & Nanotechnology

Description

International Journal on Orange Technologies (IJOT) is an online international peer-reviewed journal that publishes high-quality original scientific papers, short communications, correspondence, and case studies in areas of research, development, and applications of orange technology and ...