Pengaruh Literasi Keuangan Syariah Dan Kemudahan Penggunaan Terhadap Keputusan Menggunakan QRIS Mobile Banking Syariah

Rizkhoh Amalia (Universitas Mulawarman)
Purwanti Purwanti (Universitas Mulawarman)

RJABM (Research Journal of Accounting and Business Management)
Vol 10, No 1 (2026)

This research was conducted to find out whether sharia financial literacy and ease of use influence the decision to use QRIS mobile banking sharia among students of the Sharia Economics Study Program Faculty of Economics and Business Mulawarman University. The data source uses primary data in the form of distributing online questionnaires by researchers with a research sample of 75 respondents. Results This research shows that the sharia financial literacy variable has a positive and significantly influence the decision to use QRIS Mobile Banking Sharia. Meanwhile, the variable hopefully usage has a positive and significant influence on the decision to use QRIS Mobile Banking Sharia. The results of the variables of sharia financial literacy and ease of use simultaneously have a positive and significant influence on the decision to use QRIS Mobile Banking Sharia for students of the Sharia Economics Study Program.