Social Science Academic
Vol. 4 No. 1 (2026)

Building An Investment Paradigm for A Better Future Through Capital Market Education

Maria Immaculata Yovita Adventy (STIA Bala Putra Dewa
Indonesia)

M. Yogi Dwi Nalapraya (STIA Bala Putra Dewa
Indonesia)

Aru Bina Bangsawan (STIA Bala Putra Dewa
Indonesia)

Selma Kemuning Aquinta (STIA Bala Putra Dewa
Indonesia)

Adellah Adellah (STIA Bala Putra Dewa
Indonesia)



Article Info

Publish Date
27 Jun 2026

Abstract

The low level of financial literacy among Indonesians remains a significant challenge in achieving sustainable economic well-being. Most people still rely primarily on active income and consider savings as the main financial management instrument without taking into account the impact of inflation on the value of money. This community service activity aimed to enhance participants’ understanding of the importance of investment and introduce the capital market as a legal, safe, and affordable investment alternative. The methods employed included interactive lectures, case studies, group discussions, and basic investment simulations. The results indicated an improvement in participants’ understanding of the Cash Flow Quadrant concept, the importance of investment in long-term financial planning, and the mechanisms of investing in the capital market. Participants also gained knowledge regarding investment risk mitigation and strategies to avoid fraudulent investment schemes. Overall, the activity successfully shifted participants’ perspectives from an active-income-oriented mindset toward a greater awareness of the importance of building assets and generating passive income through investment.

Copyrights © 2026






Journal Info

Abbrev

ssa

Publisher

Subject

Religion Humanities Education Law, Crime, Criminology & Criminal Justice Social Sciences

Description

This journal is published by Institut Agama Islam Sunan Giri Ponorogo and managet by LPPM INSURI Ponorogo twice a year (June an December). The presence of the journal accommodates scientific writings from the academic community, researchers, students, and practices in social and Humanities that have ...