Mizania : Jurnal Ekonomi dan Akuntansi
Vol. 6 No. 1 (2026): Mizania: Jurnal Ekonomi dan Akuntansi

Analisis Implementasi Maqashid Syariah dalam Penyusunan Anggaran Rumah Tangga Muslim

Asril Asy Syahid (UIN Sunan Gunung Djati Bandung)
Auliya Fadya Nafisa (UIN Sunan Gunung Djati Bandung)
Muhammad Dimas Haidar Hanif (UIN Sunan Gunung Djati Bandung)
Salwa Mufidah (UIN Sunan Gunung Djati Bandung)



Article Info

Publish Date
31 Mar 2026

Abstract

This study aims to analyze the implementation of Maqashid Sharia principles in the budgeting process of Muslim households. From an Islamic economic perspective, financial management is not merely a technical effort to balance income and expenses but a vital instrument to achieve falah (well-being in this world and the hereafter). The research employs a descriptive qualitative method with a literature study approach, analyzing contemporary Islamic economic texts. The findings indicate that the integration of the five pillars of Maqashid Sharia protection of faith, life, intellect, lineage, and wealth significantly shifts budgeting priorities. This implementation positions zakat and alms as mandatory fixed expenditures, prioritizes halalan thayyiban consumption to maintain physical and spiritual well-being, and allocates funds for education and Sharia-compliant investments to mitigate future financial risks. The study concludes that Maqashid Sharia-based budgeting effectively reduces excessive consumption (israf) and strengthens family economic resilience through benefit-oriented wealth distribution. Theoretically, this research reinforces a micro-financial management framework aligned with the values of tawhid and social justice in Islam.

Copyrights © 2026






Journal Info

Abbrev

MIZANIA

Publisher

Subject

Humanities Economics, Econometrics & Finance Education Environmental Science Social Sciences

Description

MIZANIA Jurnal Ekonomi Dan Akuntansi is an academic accounting journal published by the Accounting Study Program of the University of Nahdlatul Ulama Indonesia (UNUSIA). It aims to improve the quality of knowledge and facilitate the sharing and dissemination of knowledge related to Economic ...