<![CDATA[The development of the digital economy provides opportunities for cooperatives and Micro, Small, and Medium Enterprises (MSMEs) in Indonesia to expand the market, increase efficiency, and strengthen competitiveness. However, digital transformation in this sector still faces various obstacles. This study aims to examine the dynamics of obstacles faced by cooperatives and MSMEs in the digital economy era. The method used is a qualitative approach through literature studies with data sources from relevant journals, books, and research reports. The results of the study show that the main obstacles include low digital literacy, limited access to technology and infrastructure, limited business capital, and low managerial capacity in utilizing digital platforms. This condition hinders the optimization of the potential of the digital economy. Therefore, support from the government, educational institutions, and the private sector is needed through training, mentoring, and the provision of access to technology and financing so that cooperatives and MSMEs are able to adapt and compete in the digital era..]]>
Copyrights © 2026
