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All Journal Indonesia Economic Journal
Naila Radha Soraya
Universitas PGRI Wiranegara
Economics, Econometrics & Finance

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Dinamika Kendala Pengembangan Koperasi dan UMKM di Indonesia dalam Menghadapi Era Digital Economy Najwa Raisya Salsabila Azzahra; Nadira Salsabila; Naila Radha Soraya; Nurus Sobakh
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/4q0phy48

Abstract

The development of the digital economy provides opportunities for cooperatives and Micro, Small, and Medium Enterprises (MSMEs) in Indonesia to expand the market, increase efficiency, and strengthen competitiveness. However, digital transformation in this sector still faces various obstacles. This study aims to examine the dynamics of obstacles faced by cooperatives and MSMEs in the digital economy era. The method used is a qualitative approach through literature studies with data sources from relevant journals, books, and research reports. The results of the study show that the main obstacles include low digital literacy, limited access to technology and infrastructure, limited business capital, and low managerial capacity in utilizing digital platforms. This condition hinders the optimization of the potential of the digital economy. Therefore, support from the government, educational institutions, and the private sector is needed through training, mentoring, and the provision of access to technology and financing so that cooperatives and MSMEs are able to adapt and compete in the digital era..
Analisis Perilaku Pasif Mahasiswa dalam Pengambilan Peran di Forum Akademik dan Organisasi serta Implikasinya terhadap Pengembangan Sumber Daya Manusia Ainnur Rohmah; Nor Cahya Lailina; Naila Radha Soraya; Nurus Sobakh
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/g6nxh031

Abstract

This study aims to analyze the passive behavior of students in taking roles in academic and organizational forums and its implications for human resource development (HR). A phenomenon that often occurs shows that students tend to wait for appointments rather than actively volunteer, both in organizational activities, class discussions, and when given the opportunity to express their opinions. This study uses a qualitative method with a descriptive approach. Data were collected through in-depth interviews and observations of students involved in academic and organizational activities. The results showed that students' passive behavior was influenced by several factors, including low self-confidence, fear of social judgment, and a learning culture that lacked active participation. In addition, the academic environment that has not fully supported the courage to speak out has also strengthened this tendency. The implication of this phenomenon is the inhibition of the development of human resources who are proactive, innovative, and have leadership skills. Therefore, efforts are needed from educational institutions to create a more participatory environment to improve the quality of human resources in the future.
Co-Authors Ainnur Rohmah Nadira Salsabila Najwa Raisya Salsabila Azzahra Nor Cahya Lailina Nurus Sobakh