Jurnal Abdimas Independen
Vol 7 No 1 (2026): Jurnal Abdimas Independen, Mei 2026

Implementasi dan Edukasi QRIS BTN Syariah untuk Peningkatan Literasi Digital dan Efisiensi Transaksi pada UMKM di Kota Mataram

Juniati Lestari (FEB Universitas Mataram)
M Zainul Arfin Yadi (FEB Universitas Mataram)
Muhamad Imam Syahrial (FEB Universitas Mataram)
Tifani Dame Hasany (FEB Universitas Mataram)



Article Info

Publish Date
31 May 2026

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play an important role in regional economic development, including in Mataram City. However, limited digital literacy and the dominance of cash transactions remain major challenges in improving transaction efficiency. This community service activity aims to examine the implementation and education of the Quick Response Code Indonesian Standard (QRIS) by BTN Syariah in enhancing digital literacy and transaction efficiency among MSMEs in Mataram City. The activity employed a door-to-door assistance approach through education, merchant registration support, and QRIS transaction simulations. The program was conducted from September 17 to October 30, 2025, involving 210 MSMEs, of which 113 successfully implemented QRIS BTN Syariah. The results indicate that QRIS implementation improves transaction speed, payment security, and digital financial record-keeping. Therefore, QRIS BTN Syariah education and implementation are effective in supporting MSMEs digital transformation in Mataram City.

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Journal Info

Abbrev

independen

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal ABDIMAS INDEPENDEN adalah jurnal ilmiah peer-reviewed yang dikelola dan diterbitkan oleh Jurusan Akuntansi Fakultas Ekonomi dan Bisnis Universitas Mataram. Jurnal ini menerbitkan berbagai hasil pengabdian kepada masyarakat di bidang ekonomi. Jurnal ini diterbitkan dua kali setahun pada bulan ...