JWM (JURNAL WAWASAN MANAJEMEN)
Vol. 14 No. 2 (2026)

Peran FinTech bagi UMKM Provinsi Bengkulu

Marcel Emanuel (Universitas Bengkulu)
Kamaludin Kamaludin (Universitas Bengkulu)



Article Info

Publish Date
21 Jun 2026

Abstract

This research is to find out the role of FinTech for MSMEs in Bengkulu Province through the variables FinTech, financial inclusion and financial literacy as variable x and MSMEs as variable Y. The sampling process in this study used purposive sampling technique with a total sample of 150 people who are owners of MSMEs in Bengkulu Province. This research uses quantitative methods using primary data using a Likert scale in the form of an online questionnaire or G-Form and then this data will be analyzed using the SmartPLS 4 tool. The results of this study indicate that FinTech, financial inclusion and Financial Literacy have a positive and significant effect on the development of MSMEs in Bengkulu Province. The results of this study are expected to help MSME players to make decisions in running and developing their businesses and business actors who have not used FinTech can use this technology in supporting their business.

Copyrights © 2026






Journal Info

Abbrev

jwm

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Wawasan Manajemen, an electronic journal, provides a forum for publishing the original research articles, review articles from contributors, and the novel technology news related to management. This journal encompasses original research articles, review articles, and short communications, ...