<![CDATA[Micro, Small, and Medium Enterprises (MSMEs) constitute the economic backbone of the RT 06 community in Curug, Duren Sawit. However, preliminary observations indicated that 80% of business owners commingled personal and business finances, lacking formal cash flow records. This deficiency in financial literacy serves as a primary constraint on business sustainability. This community service initiative aimed to enhance financial management capacity through a Participatory Action Research (PAR) approach, utilizing an intensive mentoring framework. Fifteen MSME participants received targeted education on segregating bank accounts, training in simplified bookkeeping, and personalized coaching clinics over a four-week period. The results demonstrate a significant improvement in financial management capabilities, with 86.7% of participants successfully segregating personal and business finances. Furthermore, a 45% increase in participants' scores was observed between the pre-test and post-test assessments. Consequently, all participants have now adopted simplified bookkeeping systems, utilizing either conventional or digital methods. The findings suggest that a personalized mentoring strategy is more effective than traditional classroom-based instruction, as it addresses specific technical challenges and facilitates direct behavioral change. This program provides a scalable model for enhancing the financial resilience of MSMEs in similar contexts, enabling them to operate with greater efficiency, transparency, and improved capacity for long-term growth projections.]]>
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