JIEFIS: Journal of Islamic Economics and Finance Studies
Vol. 2 No. 1 (2026): June

Implementation Health Insurance for Participants Receiving Contribution Assistance

Zulhijatur Rahmi (Sekolah Tinggi Agama Islam Balaiselasa YPPTI Pesisir Selatan, Indonesia)
Nurlaila Nurlaila (Sekolah Tinggi Agama Islam Balaiselasa YPPTI Pesisir Selatan, Indonesia)
Patmawati Patmawati (Sekolah Tinggi Agama Islam Balaiselasa YPPTI Pesisir Selatan, Indonesia)
Miftahul Jannah (Sekolah Tinggi Agama Islam Balaiselasa YPPTI Pesisir Selatan, Indonesia)
Widad Nurbariyyah (Universitas Islam Negeri Imam Bonjol Padang, Indonesia)



Article Info

Publish Date
25 Jun 2026

Abstract

The main problem examined in this study concerns how the implementation of health insurance services for participants of BPJS Health, specifically those categorized as recipients of contribution assistance (PBI), is carried out in a Regional General Hospital (RSUD). This research applies a combination of approaches, including field research to gather primary data directly from the hospital setting, as well as a theoretical or library research approach to support the analysis with relevant academic sources. In addition, a statutory approach is used to review applicable laws and regulations related to health insurance services. The selection of informants in this study was conducted using a purposive sampling technique, ensuring that participants chosen were considered knowledgeable and relevant to the research objectives. To address the research problem, qualitative descriptive data analysis was employed to interpret and present findings systematically. The results indicate that, according to medical record officers, the implementation of BPJS Health services for PBI participants has been carried out in accordance with established standard operating procedures (SOP). However, this perspective differs from that of PBI patients, who report that the services they receive are still not optimal in practice.

Copyrights © 2026






Journal Info

Abbrev

ijiefis

Publisher

Subject

Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

Journal of Islamic Economics and Finance Studies (JIEFIS) publishes qualified and in-depth analysis of current issues within Islamic finance and Islamic economics. The journal welcomes robust evidence-based empirical studies and results-focused case studies. The central theme of the manuscripts ...