CAMELS AS AN INSTRUMENT OF PERFORMANCE MEASUREMENT OF SHARIA BANKS IN THE ISLAMIC CONCEPT OF JUSTICE

Siti Asiam (a)

Jurnal Riset Multidisiplin Edukasi
Vol. 3 No. 6 (2026): Jurnal Riset Multidisiplin Edukasi (Juni 2026)

This research has the purpose to analyze camels as an instrument of performance measurement of sharia banks with Islamic concept of justice by using the theory of paired epistemology and through analysis of the materialistic aspect with the spiritualistic aspect by using a qualitative method and document studies. The result of this research concluded that the assessment components of CAMELS that is stated in Peraturan Bank Indonesia Nomor: 9/1/PBI/2007 and Surat Edaran Bank Indonesia No.9/24/DPbS do not fulfill the justice based on justice in paired epistemology theory. This is because there is not yet a formulated standard that is suitable for sharia banks.