Jurnal Hukum Ekonomi Syariah : AICONOMIA
Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026

Pengembangan Model Wakaf Produktif untuk Pembiayaan Haji dan Umrah Berkelanjutan di Indonesia

Rara Genta Munggarani Basri (Universitas Ibn Khaldun Bogor, Indonesia)
Syarifah Gustiawati Mukri (Universitas Ibn Khaldun Bogor, Indonesia.)
Naufal Dwi Lisardi (International Islamic University Malaysia, Malaysia.)



Article Info

Publish Date
12 Jun 2026

Abstract

This study aims to develop a sustainable productive waqf model for Hajj and Umrah financing through the integration of Islamic social finance and sharia-compliant investment mechanisms. Previous studies have primarily focused on the role of productive waqf in education, healthcare, and economic empowerment, while its application to Hajj and Umrah financing remains limited. This study uses a qualitative approach to the method of literature studies. Secondary data were obtained from scientific literature and regulatory documents related to waqf, Hajj, and umrah, and then analyzed using content analysis techniques to develop productive waqf models. The findings indicate that productive waqf can serve as a sustainable financing source through a professionally managed endowment fund scheme. The proposed model involves wakif, nazhir, and Islamic financial institutions in generating investment returns that can be allocated for Hajj and umrah subsidies and support. This model contributes to expanding access to pilgrimage financing in a more inclusive, equitable, and sustainable manner.

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Journal Info

Abbrev

aiconomia

Publisher

Subject

Religion Law, Crime, Criminology & Criminal Justice

Description

Jurnal Hukum Ekonomi Syariah : AICONOMIA is a peer-reviewed scientific open access journal. The subject covers textual and fieldwork studies with various perspectives of Law and sharia, Islamic economics, finance, microfinance, banking, insurance, halal industry, social finance and poverty ...