Jurnal Hukum Ekonomi Syariah : AICONOMIA
Jurnal Hukum Ekonomi Syariah : AICONOMIA is a peer-reviewed scientific open access journal. The subject covers textual and fieldwork studies with various perspectives of Law and sharia, Islamic economics, finance, microfinance, banking, insurance, halal industry, social finance and poverty alleviation, law and sharia
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<![CDATA[Perspektif Hukum Islam Tentang Produk Gadai Emas pada Perbankan Syari’ah ]]>
<![CDATA[Fawza, Rahmat]]>
<![CDATA[ Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 1 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA ]]>
Publisher : <![CDATA[Fakultas Syariah IAIN Kerinci ]]>
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DOI: 10.32939/acm.v1i1.1698
<![CDATA[Shari'ah gold pawn is a form of development of pawn (rahn) in classical fiqh. The gold pawning application in sharia banking is intended for the needs of customers who need short-term funds such as school entrance fees, Eid fees or short-term business capital. Gold pawning products are applied in Islamic banking through the DSN MUI fatwa Number 25/DSN-MUI/III/2002 dated June 26 2002 concerning rahn. Rahn Emas in Islamic banking should be utilized by customers who have urgent funding needs in the short term, but in reality, this mortgage product has led to deviations by some customers who use this product to speculate in search of profit from the difference in the selling price of gold, where the gold that is mortgaged will be sold when the price of gold soared. It's just that things like this don't always run smoothly, because the price of gold fluctuates, it will result in customers experiencing losses, if the customer has to sell the pledged gold when the price of gold falls. Not to mention the loss of customers who have to pay rental fees for storage and maintenance of goods per day. This research uses literature research methods that focus on literature review as the primary data source. And also equipped with studies from various supporting literature from secondary sources.]]>
<![CDATA[Implikasi Kebijakan Merge Bank Syariah Indonesia terhadap Pertumbuhan Ekonomi ]]>
<![CDATA[Syamsarina, Syamsarina]]>;
<![CDATA[Yusuf, Muhamad]]>
<![CDATA[ Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 1 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA ]]>
Publisher : <![CDATA[Fakultas Syariah IAIN Kerinci ]]>
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DOI: 10.32939/acm.v1i1.1823
<![CDATA[This article aims to highlight the opportunities and challenges of Islamic banking in Indonesia after the merger and the implications for national economic growth from the perspective of Islamic banking. This study uses a descriptive analytical method which is literary in nature. The source of law in question is in the form of primary data in the form of laws and regulations and other sources of law. In addition, the secondary data of this study came from various literature such as books, scientific articles and other literature related to the object of research. The data analysis technique is carried out through several stages, namely focusing on data, presenting data, and drawing conclusions. The results of the research show that the formation of BSI through indeed creates various opportunities, one of which is the number of capital aspects becomes larger which will affect other aspects. Such as, Islamic financial literacy and inclusion funds are getting bigger, the market penetration network is getting wider, the creation of financial products that are increasingly diverse and low-cost and can take part to help finance strategic projects that can help grow the national economy]]>
<![CDATA[Politik Hukum Ekonomi Syariah Dalam Undang-Undang Cipta Kerja ]]>
<![CDATA[Pirdayanti, Yupi]]>;
<![CDATA[Shaleh, Chaerul]]>;
<![CDATA[Nilda, Elvi]]>
<![CDATA[ Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 1 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA ]]>
Publisher : <![CDATA[Fakultas Syariah IAIN Kerinci ]]>
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DOI: 10.32939/acm.v1i1.1907
<![CDATA[Wage policy has an urgency that affects the operational aspects of the company's business. In addition, the issue of wages has become a sensitife matter among workers. This is because the wages earned by a worker represent the value of the worker. Islam as a religion of mercy for all nature, the principles of wages in the Islamic Economy include fair and worthy. This research will discuss the comparison between wages in the Job Creation Law and the politics of sharia economic law. This comparison will explain how the wage process is regulated in the Job Creation Law and wages based on sharia economic law. Research uses comparative descriptive methods to find differences and relevance in the implementation of Islamic law in the wage system. The results showed that both principles of wages in the Islamic economy have been implemented in wages in Indonesia even though some employers have not been able to provide eligibility for their workers.]]>
<![CDATA[Murabahah dalam Literatur Fikih Klasik dan Kontemporer ]]>
<![CDATA[Permana, Toni]]>;
<![CDATA[Muradi, Fran Evan Cahyo]]>
<![CDATA[ Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 2 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA ]]>
Publisher : <![CDATA[Fakultas Syariah IAIN Kerinci ]]>
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DOI: 10.32939/acm.v1i2.2114
<![CDATA[Along with the development of the times, of course, the problems and phenomena of this muamalah are increasingly diverse, so that it requires deeper study. The scholars found a solution to the muamalah phenomenon which became known as the contemporary concept of muamalah fiqh, where the concept is very different from the classical muamalah fiqh concept. Discussion regarding the two opinions regarding the murabaha concept needs to be understood more deeply for practitioners and academics in developing products sharia financial institution. Therefore the purpose of this discussion is to find out comparatively the concept of murabaha according to classical and contemporary studies as well as the weaknesses and strengths of the concept. This research is a library research (library research) with a qualitative descriptive model with a focus on studies on various matters relating to the classic murabaha buying and selling system in muamalah or business studies from the point of view of experts and the contemporary murabaha buying and selling system in the banking system. The results of this study indicate that the concept of murabaha according to classical fiqh is the concept of buying and selling a product purely for the purpose of trading that upholds the value of trust and cannot be fully implemented in today's banking world. While the advantages of the murabaha concept in contemporary fiqh studies are that it is a short-term investment mechanism that is quite easy and the weaknesses of murabaha in contemporary fiqh studies can be seen from the majority of mechanisms in Islamic banking that take too much into account the loss/risk of goods that are not in accordance with the customer's wishes.]]>
<![CDATA[Perlindungan Hukum Terhadap Konsumen dalam Kompilasi Hukum Ekonomi Syariah ]]>
<![CDATA[Sirmaneli, Sirmaneli]]>;
<![CDATA[Sonafist, Y]]>;
<![CDATA[Helmina, Helmina]]>;
<![CDATA[Putri, Saffa Azzahra]]>
<![CDATA[ Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 1 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA ]]>
Publisher : <![CDATA[Fakultas Syariah IAIN Kerinci ]]>
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DOI: 10.32939/acm.v1i1.2121
<![CDATA[The purpose of this study is to find out and understand the process of buying and selling goods online and to explain the legal protection of consumers against broken promises in the online sale and purchase of goods according to the Compilation of Sharia Economic Law (KHES). The type of research used in this study is qualitative research. The researcher concludes that the Compilation of Sharia Economic Law also provides legal protection for consumers who enter into sale and purchase agreements, although it does not specifically explain the legal force, but in book II KHES explains that if there is a default If the promise in a contract is confirmed by Article 38, the party who breaks the promise will be subject to sanctions.]]>
<![CDATA[Kesenjangan Upah Antar Gender di Kerinci: Tinjauan Hukum Islam dan Hukum Positif ]]>
<![CDATA[Darwis, Ninil Aninda]]>;
<![CDATA[Dhuasha, Wilda]]>
<![CDATA[ Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 2 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA ]]>
Publisher : <![CDATA[Fakultas Syariah IAIN Kerinci ]]>
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DOI: 10.32939/acm.v1i2.2125
<![CDATA[The practice of the farm labor wage system in Siulak Panjang Village, the determination of wages for farm laborers refers to the concept of gender equality, where the wages determined must be based on the quality of one's work, so that there is no discrimination in labor wages. Payment of wages is carried out after the laborer's work is completed, which is the basis for payment of wages is what generally occurs in the Siulak Panjang Village community. This research is a field research with the model used in this research is qualitative research (getting information and data directly in the field). This data collection technique revealed that data analysis is the process of searching, arranging systematically transcripts of research results pointing out, The factors of the difference in wages between male and female farm laborers are caused by: factors of work time, physical, and workload The Siulak Panjang Village community is in accordance with Islamic law and every muamalah is permissible, if mu'ajir gives a difference in wages between male and female farm laborers on the basis that female farm laborers often come late, men are more responsible for making a living for their families and the majority of men do their work faster. The positive law that applies in Siulak Panjang Village is based on Law Number 13 of 2003. Based on this positive law, wages are usually determined by both parties in a work agreement, in employer regulations, in wage regulations, or in a labor agreement]]>
<![CDATA[Perspektif Hukum Islam Tentang Akad Sewa Menyewa Jasa Pacak Kucing ]]>
<![CDATA[Wulandari, Nur]]>;
<![CDATA[Susanti, Susi]]>;
<![CDATA[Pridilla, Utari]]>
<![CDATA[ Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 2 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA ]]>
Publisher : <![CDATA[Fakultas Syariah IAIN Kerinci ]]>
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DOI: 10.32939/acm.v1i2.2140
<![CDATA[This study aims to look at the review of Islamic law on the implementation of cat pacak services at Miaw Cat Shop in Sungai Penuh City, there are several requirements that must be met before pacak is carried out, namely, female cats must be clean and healthy, do not have mold on their skin and cats are really in heat. The approach used is qualitative research with the type of field research. The results of the study found that the Islamic legal review of cat tracking explicitly the apostle Saw., prohibits trading male animal sperm in any form. This is also in line with the hadith, which allows the proceeds from the transaction to be used for the benefit of the people. The opinion of the scholars on the lease of cat breeding is that if a person or community rents or borrows a male for a certain period, then this is not prohibited as it is allowed to rent to mate dates. Meanwhile, according to Imam Syafii, it is said that it is permissible to rent males for a certain period, according to him.]]>
<![CDATA[Analisis Putusan Pengadilan Agama Jambi Tentang Perbuatan Malawan Hukum (PMH) dalam Akad Pembiayaan Murabahah (No.700/Pdt.G/2020/PA.Jmb) ]]>
<![CDATA[Midia, Suci]]>;
<![CDATA[Inggrit, Neza Tessya]]>
<![CDATA[ Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 1 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA ]]>
Publisher : <![CDATA[Fakultas Syariah IAIN Kerinci ]]>
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DOI: 10.32939/acm.v1i1.2142
<![CDATA[This study aims to analyze the settlement of the case of Unlawful Acts (PMH) in the Murabahah Financing contract contained in Decision Number 700/Pdt.G/2020/PA.Jmb. This research answers three questions. First, how is the dispute resolution in case Number 700/Pdt.G/2020/PA.Jmb regarding unlawful acts (PMH) in the murabahah financing contract. Second, what are the basic considerations of the judge in Court Decision Number 700/Pdt.G/2020/PA.Jmb seen from civil law and sharia economic law. Third, what are the legal consequences of the Jambi Religious Court Decision Number 700/Pdt.G/2020/ PA.Jmb. This research is library research and is a qualitative analysis using the deductive method, the author tries to provide an overview of the case that occurred in decision Number 700/Pdt.G/2020/PA.Jmb. then analyzed to draw conclusions. This study found that the case in the decision was resolved through the ligitation route where the settlement through this ligitation route was carried out at the Jambi Religious Court and in this case the settlement was in accordance with the provisions of absolute competence and the provisions of relative competence regulated in article 141 paragraph (4) RBG, the legal basis used in the settlement of this case is Law Number 7 of 1989 which has been updated with Law Number 50 of 2009, Law Number 21 of 2008, Civil Code, RBG, HIR, and KHES. As for the legal consequences in decision Number 700/Pdt.G/2020/PA.Jmb. namely the Plaintiff is obliged to pay court costs and the Defendant is not charged with legal obligations.]]>
<![CDATA[Mata Uang Digital (Cryptocurrency): Apakah Statusnya Memenuhi Kriteria Harta (Maal) dan Mata Uang Dalam Islam? ]]>
<![CDATA[Fauzi, Muhammad]]>;
<![CDATA[Kusnadi, Kusnadi]]>;
<![CDATA[Musdizal, Musdizal]]>;
<![CDATA[Rafzan, Rafzan]]>
<![CDATA[ Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 2 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA ]]>
Publisher : <![CDATA[Fakultas Syariah IAIN Kerinci ]]>
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DOI: 10.32939/acm.v1i2.2420
<![CDATA[This study aims to determine whether Cryptocurrency status can meet the criteria of wealth/property (Maal) and currency in Islam. This is based on the fact that the issue of Cryptocurrency as Maal and money in Islam has attracted attention from various parties. Cryptocurrency is a digital/virtual currency, with a decentralized system using peer-to-peer (Blockchain) technology without being regulated and issued by a third party. In contrast to fiat currency in physical form (banknotes and coins) and non-physical fiat currency (demand) which is centralized/regulated and issued by third parties. This research was conducted using the Literature Review approach. This research shows that Cryptocurrency status can meet the criteria of Maal and currency in Islam has not yet seen a thread, because from various parties there are still differences of opinion, there are cons group opinions;, netral groups opinions;, and there are also pros groups opinions;. Finally, this area is open for future research as many issues remain unresolved and more concrete work is needed.]]>
<![CDATA[Penolakan Konsep Time Value of Money dalam Ekonomi Islam untuk Menjaga Pertumbuhan Ekonomi Tetap Produktif ]]>
<![CDATA[Asnaini, Asnaini]]>;
<![CDATA[B, Idwal]]>;
<![CDATA[Yuningsih, Ayu]]>
<![CDATA[ Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 2 No. 1 (2023): Jurnal Hukum Ekonomi Syariah : AICONOMIA ]]>
Publisher : <![CDATA[Fakultas Syariah IAIN Kerinci ]]>
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DOI: 10.32939/acm.v2i1.2631
<![CDATA[This study aims to reveal that the concept of time value of money in Islamic economics is as a rejection of the practice of interest (usury) or economics that ignores the real sector. The study used qualitative methods of content analysis with secondary data. The results revealed that Islamic economics rejects the concept of time value of money. Money is money, not a commodity. Money should always be positioned as a medium of exchange regardless of changes or additional time. Time cannot be the cause for the increase in the value of money in the past that exists in the present. Additions that are allowed are additional because of both business and social transactions. Additions due to loan contracts that position money as a commodity are strictly prohibited (haram) because they lead to interest (usury) instead of profit (profit). If this happens, it will seriously endanger economic growth. The economy became uncompetitive and the principles in Islamic economics were not fulfilled.]]>
