Jurnal Akuntansi, Manajemen dan Perbankan Syariah
Vol. 6 No. 2 (2026): April 2026

Response Code Indonesian Standard (QRIS) As A Non-Cash Payment Instrument An Islamic Economic Perspective

Viona Dwi Cahyaningrum (Fakultas Ekonomi dan Bisnis Universitas Sains Al-Qur'
an)

Mila Fursiana Salma Musfiroh (Universitas Sains Al-Qur'
an)

Titik Hinawati (Fakultas Ekonomi dan Bisnis Universitas Sains Al-Qur'
an)



Article Info

Publish Date
30 Apr 2026

Abstract

Purpose - This study aims to analyze the use of QRIS as a non-cash payment tool at Pakulinan Central Culinary Taman Ainun Habibie Wonosobo, based on the Islamic economic perspective of DSN MUI Fatwa Number 116/DSN-MUI/IX/2017. Methodology – The research method uses a qualitative descriptive method with a phenomenological approach, meaning that this research is focused on exploring, understanding and interpreting the meaning of phenomena, events and their relationship with ordinary people in certain situations. The data was collected using interviews and documentation, then analyzed using the Miles Huberman method. Findings - The results of the study show that the use of QRIS in Pakulinan Central Culinary Taman Ainun Habibie, almost all of them are in accordance with the Fatwa DSN MUI Number 116/DSN-MUI/IX/2017, namely regarding transactions in which riba, gharar, maysir, tadlis, and goods traded do not have haram elements. Only in one of the conditions is there something that has not been met, namely related to the storage of money that has not been carried out in Sharia banks. Implications - This study uses data from QRIS user traders at Pakulinan Central Culinary, Taman Ainun Habibie, Wonosobo.

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Journal Info

Abbrev

jamasy

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

JURNAL AKUNTANSI, MANAJEMEN DAN PERBANKAN SYARIAH diterbitkan sejak 1 Desember 2021 oleh Unit Penelitian dan Pengabdian Masyarakat Fakultas (UP2MF) Fakultas Ekonomi dan Bisnis Universitas Sains Al-Qur’an (UNSIQ) Jawa Tengah di Wonosobo. Terbit enam kali setahun pada bulan Februari, April, Juni, ...