JISEF : Journal Of International Sharia Economics And Financial
Vol 5 No 1 (2026): JISEF : Journal Of International Sharia Economics and Financial

KUALITAS INFORMASI KEUANGAN DIGITAL, KEPERCAYAAN DAN MINAT INVESTASI GENERASI Z DI ERA FINTECH

Evie Sukma (Institut Agama Islam Negeri Kendari)
Lily Ulfia (Institut Agama Islam Negeri Kendari)



Article Info

Publish Date
31 May 2026

Abstract

This study explores the role of digital financial information quality in fostering trust and investment intention among Generation Z in Kendari City during the fintech era. Employing a qualitative approach with an ethnographic case study design conducted over a three-month period (January–March 2025), the study involved 12 participants aged 18–27 years through semi-structured interviews and observations of online investment communities. Inductive thematic analysis supported by NVivo 12 identified four major themes: (1) perceptions of the quality of digital financial information, (2) the dynamics of trust formation toward fintech platforms, (3) the drivers and barriers influencing investment intention, and (4) the role of the digital social ecosystem in investment decision-making. This study contributes theoretically by providing insights from a medium-sized city in Eastern Indonesia, where socioeconomic conditions and digital infrastructure differ from those of major metropolitan areas. It also offers practical recommendations for fintech developers, regulators, and educational institutions to support the advancement of national financial inclusion.

Copyrights © 2026






Journal Info

Abbrev

JISEF

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Social Sciences

Description

JISEF : Journal Of International Sharia Economics and Financial e-ISSN : 2829-5226 (Online) is an electronic scientific journal published online twice (May and November) a year by Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM. JISEF : Journal Of International Sharia Economics and ...